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Thanks so much for your advice and all your resources. Your support, advice, validation and sincere heart have been such an encouragement and blessing to us. We left our time with you feeling great peace and clarity, even though all our financial problems are not instantly solved. God used you to speak into our lives and we are so thankful for that. Back to Testimonials Thank you for your advice Thanks so much for your advice and all your resources. Your support, advice, validation and sincere heart have been such an encouragement and blessing to us. We left our time with you feeling great peace and clarity, even though all our financial problems are not instantly solved. God used you to speak into our lives and we are so thankful for that. R.G. Toronto, ON, Canada Previous Next

This teaching is EXACTLY what I need and want, and I have been learning and applying. I also let others know about it. I purchased some of the books, and was blessed to receive a free one too, and I give these books to my friends and family members. Back to Testimonials I have been blessed to be a part of this Biblical teaching! "Hello Tom, I have been blessed to be a part of this Biblical teaching! God continues to make a difference in my entire life through this workshop series, because applying Biblical principles on finances, seems to have a domino effect resulting in other areas of my life and health being improved, especially Peace of mind and contentment. This study definitely benefits my personal relationship with God, and helps me to see that it was really lacking in the area of finances. I really appreciate the participants materials/ workbook, because I really like to see things in print, so I can read it. The case studies are very very helpful. Love the highlighted memory verses.I really appreciate the overall STRUCTURE of the course, which is something that I really need. Structure and guidance, specifically BIBLICAL guidance, is really an answer to my prayers. Tony and Eli provided exceptional leadership to our group. They work very well together, they know how to move things along, for efficient use of time, while also recognizing when it is beneficial to spend more time on a certain topic, showing lots of common sense, respect and wisdom. I appreciate that they each have their own personal relationship/ walk with God, and this is evident. Tony and Eli encouraged others to participate, which helps people to grow, come out of our comfort zone ( which I would not have done unless prompted ) and go to a higher level. I was sad when the group was finished, but I plan to do more. Yes, I have made, and continue to make significant changes in the way I manage (God's) money. Overall, this teaching is EXACTLY what I need and want, and I have been learning and applying. I also let others know about it. I purchased some of the books, and was blessed to receive a free one too, and I give these books to my friends and family members. Thank you very much. BG Saskatchewan, Canada Previous Next

I couldn't express enough how grateful I am to have Christine, and now Ton, helping us. Christine is incredibly skilled, creative and the most amazing blessing in so many ways! Back to Testimonials Sincerest thanks and may the Lord continue to bless you, your family and Copland financial ministries. Dear Tom, I couldn't express enough how grateful I am to have Christine, and now Ton, helping us. Christine is incredibly skilled, creative and the most amazing blessing in so many ways! I'm not exaggerating, in any way, that my life is so much fuller with her in it. Her help and wonderful person she is are a miracle in motion. I am/we are so incredibly blessed to have made this connection through you. I was near to giving up, in my own affairs, but feel so much hope moving forward. And, especially relieved and thankful for help with Paul's affairs. Sincerest thanks and may the Lord continue to bless you, your family and Copland financial ministries. SR & PN Stouffville Ontario Canada Previous Next

Thank you Tom, The teaching session was really helpful and thank you for sharing your testimony. I really needed to hear many of the things that were taught and discussed. You are a great example of faithfulness to the Lord. Back to Testimonials Thank you for sharing your testimony Thank you Tom, The teaching session was really helpful and thank you for sharing your testimony. I really needed to hear many of the things that were taught and discussed. You are a great example of faithfulness to the Lord. R.S. Prince George, BC, Canada Previous Next

"I agree 100% with the principles and messages from Copland Ministries. Through the Financial Management process, you can fine tune your finances so that you are on the way to good financial health." Back to Testimonials I agree 100% with the principles and messages from Copland Ministries "I agree 100% with the principles and messages from Copland Ministries. Through the Financial Management process, you can fine tune your finances so that you are on the way to good financial health." T. S. Cebu, Philippines Previous Next

It is now 2026 and we are so blessed to say our business is debt free! We are only in our early forties, with Gods help this is possible for you too! All the glory goes to God! Back to Testimonials Business Testimonial We thought having large amounts of debt to run a business was a good and normal practice. We were very stressed and we did not give to the Lords work regularly. We new something was wrong and we needed to change our financial system. Something did change, in 2019 the Lord directed us to Copland Financial Ministry. We signed up to take the small group classes was offered [on Zoom titled "Financial Management God's Way"]. We learned so much. The Bible is full of financial wisdom. We got very serious about handling our finances Gods way. We started aggressively paying down our debt and giving to the Lord regularly. It is now 2026 and we are so blessed to say our business is debt free! We are only in our early forties, with Gods help this is possible for you too! All the glory goes to God! L & A Saskatchewan, Canada Previous Next

Thanks be to God I am debt-free and I'm able to be used to help others in this world. Many many thanks for your ministry. Back to Testimonials Thanks be to God I am debt-free Dear Tom, I attended one of your courses many years ago. Your teaching and your humbleness before the Lord has stayed with me. Thanks be to God I am debt-free and I'm able to be used to help others in this world. Many many thanks for your ministry. LP Toronto, Canada Previous Next

Amazing! Tom’s knowledge of the bible is extraordinary and God’s call on his life is unmistakable, allowing so many people the opportunity to learn and understand how to manage finances God’s way. I feel truly blessed to have been able to participate and learn from Tom’s wisdom. His generosity in offering this program without charging a fee is testament to his commitment to God and man. Tom lives his faith and demonstrates his faithfulness to love God and love people. Thank you Tom!! Back to Testimonials Tom's faithfulness to love God and love people Amazing! Tom’s knowledge of the bible is extraordinary and God’s call on his life is unmistakable, allowing so many people the opportunity to learn and understand how to manage finances God’s way. I feel truly blessed to have been able to participate and learn from Tom’s wisdom. His generosity in offering this program without charging a fee is testament to his commitment to God and man. Tom lives his faith and demonstrates his faithfulness to love God and love people. Thank you Tom!! W.B. Barrie, ON, Canada Previous Next

Debt was so easy to get into. But I am trusting God to find the way out of debt and we learned guidelines on how to manage money better, biblically through the workshop. Back to Testimonials Debt Was So Easy To Get Into Going through financial management God's way has helped me to see how many worldly financial deceptions that have trapped me and my husband. I can see why I was so confused. Debt was so easy to get into. But I am trusting God to find the way out of debt and we learned guidelines on how to manage money better, biblically through the workshop. Cleared up many things that had me confused before. I believe God guided us to this workshop. CC Orillia Ontario Previous Next

God admonishes us to obtain counsel. Proverbs 12:15 states, “The way of a fool is right in his own eyes, But a wise man is he who listens to counsel” (NASB), and Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers, they succeed.” Obtain Biblical Counsel Back to Investing By: Tom Copland October 19, 2021 God admonishes us to obtain counsel. Proverbs 12:15 states, “The way of a fool is right in his own eyes, But a wise man is he who listens to counsel” (NASB), and Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers, they succeed.” God recommends that we obtain biblical counsel from a godly investment adviser and God’s Word. Blessed is the man who does not walk in the counsel of the wicked or stand in the way of sinners or sit in the seat of mockers. But his delight is in the law of the LORD, and on his law, he meditates day and night. He is like a tree planted by streams of water, which yields its fruit in season and whose leaf does not wither. Whatever he does prosper. (Psalm 1:1–3) I believe that the following are excellent sources of godly biblical counsel. 1. First, and foremost, spend quality time with the Lord in prayer and ask God to reveal his counsel to you through the Holy Spirit. “But Jehoshaphat also said to the king of Israel, ‘First seek the counsel of the LORD.’” (1 Kings 22:5) God has promised that he will provide his counsel and direction in all matters, including investing. “I will instruct you and teach you in the way you should go; I will counsel you and watch over you.” (Psalm 32:8) 2. Meditate on God’s Word to ensure that any proposed investment is within biblical guidelines. “Your statutes are my delight; they are my counsellors.” (Psalm 119:24) For example, use minimal debt, or ideally no debt, as God’s Word discourages the use of debt (Proverbs 22:7). The use of debt increases the risk and the volatility of your portfolio. 3. In addition, before making any major decision, seek the advice of two or three godly investment counsellors/advisers. In my view, an appropriate definition for such a person would be as follows: a spiritually mature Christian who understands and applies God’s investment principles (Psalm 111:10), has a close personal relationship with God (John 15), has the necessary practical investment knowledge (Proverbs 24:3, 4) and habitually puts the interests of clients first (Philippians 2:3, 4. I believe that one of your investment counsellors should be your spouse (Genesis 2:24), even if he or she has limited investment knowledge. God, through his Holy Spirit, can give his peace or lack of peace to an objective spouse who is not emotionally excited about or biased against a particular investment. After obtaining the counsel outlined above, it is your responsibility to pray and ask God to give you his wisdom (James 1:5) in weighing that advice. Proverbs 14:15 states, “A simple man believes anything, but a prudent man gives thought to his steps.” In summary, before making any major investment decision, I recommend that you seek counsel, from God and his Word, two or three godly investment advisers, and from your spouse. Proceed only after God has given you his peace and his wisdom in respect to that particular investment decision. Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More

Discover Financial Management God's Way with our interactive videos. Learn biblical stewardship, budgeting, and investing God's way today! Financial Management God's Way Introduction Management of money on our relationship with God and God’s promises on our stewardship responsibilities. Financial Management God's Way Introduction 1 of 2 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management God's Way Introduction 1 of 2 04:01 Play Video Now Playing Financial Management God's Way Introduction 2 of 2 04:00 Play Video Introduction Financial Management God's Way Session 1 - 1 of 15 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management God's Way Session 1 - 1 of 15 01:21 Play Video Now Playing Financial Management God's Way Session 1 - 2 of 15 03:02 Play Video Now Playing Financial Management God's Way Session 1- 3 of 15 02:08 Play Video Now Playing Financial Management God's Way Session 1- 4 of 15 02:53 Play Video Session 1: Management of Money What are God’s “true riches” that are dependent upon one’s management of money? Session 1 Session 2: Christian Stewardships What is your understanding of Christian Stewardship or Biblical Stewardship? Financial Management God's Way Session 2 -1 of 15 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management God's Way Session 2 -1 of 15 01:17 Play Video Now Playing Financial Management God's Way Session 2 - 2 of 15 04:32 Play Video Now Playing Financial Management God's Way Session 2 - 3 of 15 03:09 Play Video Now Playing Financial Management God's Way Session 2 - 4 of 15 04:33 Play Video Session 2 Financial Management Session 3 part 1 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Session 3 part 1 00:33 Play Video Now Playing Financial Management Session 3 part 2 05:27 Play Video Now Playing Financial Management Session 3 part 3 07:04 Play Video Now Playing Financial Management Session 3 part 4 05:08 Play Video Session 3: Biblical Stewards Do you think there’s a difference between a secular perspective and a biblical perspective on managing money and material things? Session 3 Session 4: God's Perspective on Debt and the Importance of Saving Be careful, if you borrow money you may become a servant to the lender Financial Management Gods Way Session 4 - 1 of 3 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 4 - 1 of 3 20:46 Play Video Now Playing Financial Management Gods Way Session 4 - 2 of 3 07:07 Play Video Now Playing Financial Management Gods Way Session 4 - 3 of 3 11:31 Play Video Session 4 Financial Management Session 5 part 1 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Session 5 part 1 03:25 Play Video Now Playing Financial Management Session 5 part 2 02:57 Play Video Now Playing Financial Management Session 5 part 3 05:42 Play Video Now Playing Financial Management Session 5 part 4 03:09 Play Video Session 5: Get Out of Debt Pray and ask God for His wisdom and His specific direction as to what you should do to become debt-free Session 5 Session 6: Budgeting The purpose of budgeting is to ensure that you spend less than you earn so that you have a surplus to pay down debt and save for future needs. Financial Management Session 6 part 1 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Session 6 part 1 03:02 Play Video Now Playing Financial Management Session 6 part 2 04:33 Play Video Now Playing Financial Management Session 6 part 3 01:57 Play Video Now Playing Financial Management Session 6 part 4 01:30 Play Video Session 6 Financial Management Gods Way Session 7 - 1 of 12 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 7 - 1 of 12 06:59 Play Video Now Playing Financial Management Gods Way Session 7 - 2 of 12 02:51 Play Video Now Playing Financial Management Gods Way Session 7 - 3 of 12 01:55 Play Video Now Playing Financial Management Gods Way Session 7 - 4 of 12 05:51 Play Video Session 7: Obtaining Godly Counsel & Wisdom If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him. But when he asks, he must believe and not doubt. Session 7 Session 8: Giving Generously To learn to give generously to God’s work and experience the joy of giving Financial Management Gods Way Session 8 - 1 of 6 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 8 - 1 of 6 01:04 Play Video Now Playing Financial Management Gods Way Session 8 - 2 of 6 04:17 Play Video Now Playing Financial Management Gods Way Session 8 - 3 of 6 07:32 Play Video Now Playing Financial Management Gods Way Session 8 - 4 of 6 02:20 Play Video Session 8 Financial Management Gods Way Session 9 - 1 of 7 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 9 - 1 of 7 07:39 Play Video Now Playing Financial Management Gods Way Session 9 - 2 of 7 04:19 Play Video Now Playing Financial Management Gods Way Session 9 - 3 of 6 07:33 Play Video Now Playing Financial Management Gods Way Session 9 - 4 of 7 02:49 Play Video Session 9: Investing God's Way Invest money God’s way and God will meet your needs. Develop and implement a biblically-based investment strategy. Session 9 Session 10: Developing Godly Attitudes Toward Money Worldly Attitudes result in DEBT. Godly attitudes result in minimal debt or no debt. Financial Management Gods Way Session 10 - 1 of 12 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 10 - 1 of 12 01:47 Play Video Now Playing Financial Management Gods Way Session 10 - 2 of 12 04:43 Play Video Now Playing Financial Management Gods Way Session 10 - 3 of 12 03:57 Play Video Now Playing Financial Management Gods Way Session 10 - 4 of 12 05:30 Play Video Session 10 Financial Management Gods Way Session 11 - 1 of 12 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 11 - 1 of 12 08:11 Play Video Now Playing Financial Management Gods Way Session 11 - 2 of 12; Smart People Use Other People’s Money 02:56 Play Video Now Playing Financial Management Gods Way Session 11 - 3 of 12 03:23 Play Video Now Playing Financial Management Gods Way Session 11 - 4 of 12 03:00 Play Video Session 11: Financial Deceptions Do you think living paycheck to paycheck is common? Jesus recommends that you save for future needs. Session 11

It has become very clear that what I thought was a biblical view towards money was somewhat off base. This course has taught me that…an intimate walk with God…is the only way to be a good steward of the resources God has given us. Back to Testimonials A good steward of the resources God has given us It has become very clear that what I thought was a biblical view towards money was somewhat off base. This course has taught me that…an intimate walk with God…is the only way to be a good steward of the resources God has given us. Anonymous Previous Next