what we do

This site teaches readers on how to manage their finances based on Biblical principles.God’s Word, the Bible, has incredible wisdom in the area of finances. There are 2,350 references in the Bible to money and material things.

God provides us with wisdom in all areas of finances including debt, budgeting, investing, counsel, stewardship, priorities, giving, cosigning, obtaining God’s peace and providing a distinction between worldly attitudes as opposed to godly attitudes with respect to money.

If you have financial questions, Just let us know and Tom or one of our trained financial coaches will advise you.

Upcoming Events

  • Oct 14
    Dec 16

    Advanced Biblically-based Estate Planning

    More Details
    Estate Planning Event

VIDEO Financial Moments

  • DISCERNING GOD’S WILL
  • STEWARDSHIP
  • FINANCIAL TRUTH
  • PEACE AND ANXIETY
  • DEBT
  • COSIGNING
  • GIVING

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If you are interested in receiving Tom’s semi-monthly “Financial Moment” articles (a one-page summary of a biblical financial principle), then please fill out the form below.

Note these financial moments are provided on a ministry basis by Tom Copland, CPA, C.A. at no charge. The objective is to help individuals and couples manage their money better. Thank you.









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INVESTING II-ASSESS YOUR TOLERANCE FOR RISK, AND INVEST ACCORDINGLY

In Ecclesiastes 11:1–6, God recommends the assumption of a reasonable amount of risk within your investment portfolio. “Cast your bread upon the waters, for after many days you will find it again” was a metaphorical expression used in the grain trade that illustrated the potential successful prospects of a business investment. God instructs the farmer, who is also an investor, to “sow your seed in the morning, and at evening let not your hands be idle, for you do not know which will succeed, whether this or that, or whether both will do equally well.” In addition, over cautiousness is discouraged——“whoever watches the wind will not plant; whoever looks at the clouds will not reap.”

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What’s New

For Our Radio Listeners & TV Viewers

Hi, this is Tom Copland. I am the author of the Financial Moments. My calling from the Lord is to teach God’s Word on finances through the financial moments, workshops, financial counseling, CDs, DVDs and my book – Financial Management God’s Way. I personally receive no financial benefits of any kind from this ministry.

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Christian Financial Coaching for Individuals and/or Businesses

Regardless of your financial situation, we would be pleased to provide you with some Christian financial coaching on a ministry basis at no charge subject to time availability of my staff and me. If you would like Christian financial coaching regarding your personal finances please complete forms 1, 2, 3 and 5 of the Copland Budgeting System (Click Here) and email it to thomas@copland-ca.com If you would like Christian financial coaching regarding your business, please email a copy of your last 2 years of financial statements to thomas@copland-ca.com All information will be kept confidential.

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Discerning God’s Will in Managing Money

When most Christians pray they list out their prayer requests, they ask God to fulfill their needs and desires but they miss the most important aspect of prayer, and as taken the time to listen to God to discern God’s wisdom and God’s specific will that is what the Lords wants us to do because remember God’s will is God’s best.

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testimonials

Listen and read as to what some people have to say
about Tom Copland’s workshops on Biblical financial principles.

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Daily Living for God

“Recently a group of pastors were discussing that their churches were falling behind in their giving and having trouble meeting budgets. I was reluctant to share, less it appears to be bragging, that our church was in fact ahead in this year’s budget and we enjoyed a sizeable surplus. Upon reflection, I concluded that one of the reasons for the excellent response was because we have been scheduling some classes and seminars on personal finances and debt reduction/elimination. One of the reasons people fail to give what they should is because they are carrying a debt load. I am finding that in addition to giving challenges, debt is placing tremendous stress on marriages and affecting people’s emotional and physical health. Recently, one of the men who was baptized in our church testified to the fact that it was through the financial teaching in our church that he got his spiritual priorities straightened out and realized what that meant for his daily living for God.”

J.T.

I Can’t Wait To Tell People I Know About You!

“I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you on your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23 year old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you!:) cheers!”

V.B.

Thank you for your Advice

Hi Tom,  Thanks so much for your advice and all your resources. Your support, advice, validation and sincere heart have been such an encouragement and blessing to us.  We left our time with you feeling great peace and clarity, even though all our financial problems are not instantly solved. God used you to speak into our lives and we are so thankful for that.

RG, Toronto, Canada.

Hi Tom,  Thanks so much for your advice and all your resources. Your support, advice, validation and sincere heart have been such an encouragement and blessing to us.  We left our time with you feeling great peace and clarity, even though all our financial problems are not instantly solved. God used you to speak into our lives and we are so thankful for that. RG, Toronto, Canada.

My Spirit Feels with your Advice.

“I am very impressed with your view on finances as it appears to me to be the most godly perspective all based on scripture.  I can also sense your sincere love and devotion to the Lord and your desire to bring Him glory.  You are seeking Him first and His kingdom and His righteousness by seeking the Holy Spirit’s individual  direction through spending time in the Word adn His presence.  My spirit feels with your advice.”

L.T., Calgary

Fabulous as always!

“You did fabulous as always!  You dove right in and tackled the subjects in such a way as to provide solid answers…but also compelling information that would cause a listener to want more info.”

N.B. (radio host-Buffalo, USA/Toronto, Canada)

Bayfair – Testimonies

https://www.youtube.com/watch?v=e49CJWWIihw

Cam’s Testimony

https://www.youtube.com/watch?v=mTvQXW9OFiM

Thank you for being such an amazing mentor

Tom, I am grateful for the privilege to learn from your wealth of experience. Thank you for being such an amazing mentor.”

D.O. Toronto, Canada

“Tom, I am grateful for the privilege to learn from your wealth of experience. Thank you for being such an amazing mentor.” D.O. Toronto, Canada

A Testimony from a Donor

Recently I eliminated debt from my life, it is all due to listening to your radio station. There is so much good material on there. I listened to Copland ministries every Saturday and as a result I started to believe that I could do it if I followed God’s principles. I also realized that we really are the slave to the lender and I hated it. Now, my money can be used for the Kingdom of God instead of the kingdom of this futile world

Bruce, Halifax Nova Scotia

Recently I eliminated debt from my life, it is all due to listening to your radio station. There is so much good material on there. I listened to Copland ministries every Saturday and as a result I started to believe that I could do it if I followed God’s principles. I also realized that we really are the slave to the lender and I hated it. Now, my money can be used for the Kingdom of God instead of the kingdom of this futile world Bruce, Halifax Nova Scotia

Praise God for the work

“Thank you so much for your prompt response; much appreciated. I will be checking out the website. Praise God for the work you guys are doing for The Body of Christ.”

C.B. from South Africa

JM Halifax, Nova Scotia-Thank you so much

Thanks so much for the session last weekend. My husband and I learned so much and are using your budgeting system to get back on track. I would very much like to be a part of your small group study. I am already making better decisions and tracking money in a way I never have before (thank you!) – I hope I can continue learning through your ministry!

JM Halifax, Nova Scotia

Thanks so much for the session last weekend. My husband and I learned so much and are using your budgeting system to get back on track. I would very much like to be a part of your small group study. I am already making better decisions and tracking money in a way I never have before (thank you!) – I hope I can continue learning through your ministry! JM Halifax, Nova Scotia

Plentiful Bible Based Financial Information

Thank you for your plentiful Bible-based financial information that you so freely make available and for your assistance to your brothers and sisters in Christ. May He richly bless you and your loved ones.

                                                                                   A H, Toronto

Thank you for your plentiful Bible-based financial information that you so freely make available and for your assistance to your brothers and sisters in Christ. May He richly bless you and your loved ones.                                                                                    A H, Toronto

InTouch 2011 – Testimonies

https://www.youtube.com/watch?v=GCVsNss5d8Q

Praying for you and Your Ministry

“Thanks again for your time and effort, prayers and encouragement. Since starting the Copland Budgeting System both my wife and I feel as if a great weight has been lifted, we feel closer to God and closer to each other. My wife says it feels as if the waters have parted and the way has been made clear.

Thank you so much for pointing us to God’s wisdom for finances. We are looking forward to working through “Financial Management – God’s Way” Praying for you and your ministry, in Jesus’ precious name.”

K & K – Greater Toronto Area

A Good Steward of the Resources God has Given Us

“It has become very clear that what I thought was a biblical view towards money was somewhat off base.  This course has taught me that…an intimate walk with God…is the only way to be a good steward of the resources God has given us.”

B.L.

Testimony From C.L. Who Lives in Halifax

Hi Tom,

It is amazing to hear from you and would be thrilled to speak with you. You were the first human voice I heard as God’s Grace filled my life. Please know that at least once God uses your recorded voice to save a human life and to add my name to the Book of Life.

Thank you

CL, Halifax.

Hi Tom, It is amazing to hear from you and would be thrilled to speak with you. You were the first human voice I heard as God’s Grace filled my life. Please know that at least once God uses your recorded voice to save a human life and to add my name to the Book of Life. Thank you CL, Halifax.

You are a Blessing

Hi Tom,

I just wanted to tell you what a blessing you have been in my life. You have taught me to study scripture, always ensuring that my thoughts match scripture. As people, we are prone to seek an answer to match our opinion as opposed to finding out what scripture has to say first.  Ever since taking Financial Management I have tried to make sure that I have scripture backing before I make an opinion on a matter. It has changed many relationships for the better. Thank you!

LS, Ontario Canada.

Hi Tom, I just wanted to tell you what a blessing you have been in my life. You have taught me to study scripture, always ensuring that my thoughts match scripture. As people, we are prone to seek an answer to match our opinion as opposed to finding out what scripture has to say first.  Ever since taking Financial Management I have tried to make sure that I have scripture backing before I make an opinion on a matter. It has changed many relationships for the better. Thank you! LS, Ontario Canada.

Thank you for airing Financial Moments on Harvesters FM

“Tom

A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM.”

JL – Radio Host

“Tom A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM.” JL – Radio Host

Morningstar Mike – Testimony

https://www.youtube.com/watch?v=iIsHfz7XtVA

InTouch 2013 – Testimonies

https://www.youtube.com/watch?v=GCVsNss5d8Q

 A Man Was In The Depths Of Despair

Tom,

A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM.

God bless you

“JL, Radio Host, Eastern Canada”

Tom, A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM. God bless you “JL, Radio Host, Eastern Canada”

Very High Quality and Essential

“Your program is very high quality and essential for today’s Canadian families.  We are pleased to have posted it on our website. God bless.”

J.L. (radio host & owner-Eastern Canada)

The joy of being debt-free is tremendous

“I have been ‘debt-free’ for a few years. The joy of being debt-free is tremendous. The funds I saved enabled me to go for a few mission trips and to support other missions. I still receive your financial moments which are very helpful…and still tracking my budget using your template. I am also able to go to school for my. God always met my needs, I never have to worry about my school fees…it always showed up when I need to pay a course. Thank you for your teaching and I will continue to pray for your/God’s financial ministries.”

M.T.

Wolf German – Testimony

https://www.youtube.com/watch?v=YthFN7s6M08

God’s Word on Finances more Effectively

“…people are still commenting about the significant blessing your seminar series “Handling Money God’s Way” was. We had over 200 individuals sign up for this – and about one-third of those were from outside our church – praise God!!….on one session you shared how to have a personal relationship with Christ and we offered new testaments to anyone who wanted one and over 30 people took one. … I have been using your resources with couples who ask me to marry them….This has been such a blessing to know that couples are being prepared for marriage in such a biblical and practical way….Tom we are very grateful for the way you have served, by equipping, that is enabling us to teach God’s Word on finances more effectively.”

P.W.

There is no Better way to Live!

You handled yourself with sincerity, godliness, compassion, and excellence. Our listeners obviously felt very comfortable talking to you. We couldn’t take all of the calls. That’s a nice “problem” to have! Tom.. I know God is using you in a big way. There is no better way to live! Looking forward to having you back with us,” K.G., Professional Radio Host

K.G., Professional Radio Host

Your seminar had helped us incredibly with our finances

 My name is Dario my wife and myself attended your seminar several years ago… Your seminar had helped us incredibly with our finances. We bought our house and it was paid off in 13 years. Thank you again.

” DG Toronto [originally from the Philippines].

“ My name is Dario my wife and myself attended your seminar several years ago… Your seminar had helped us incredibly with our finances. We bought our house and it was paid off in 13 years. Thank you again. ” DG Toronto [originally from the Philippines].

We Thank You For Your Ministry

“My husband and I have greatly benefited from the Debt Reduction CDs and DVDs for Businesses and Individuals.  We thank you for your ministry and the impact it has had on our lives, our family, and people around us.  We would like to make monthly donations to Copland Financial Ministries and wondered if you can set up a regular monthly withdrawal from our account?

D.J.

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