This site teaches readers on how to manage their finances based on Biblical principles.God’s Word, the Bible, has incredible wisdom in the area of finances. There are 2,350 references in the Bible to money and material things.
God provides us with wisdom in all areas of finances including debt, budgeting, investing, counsel, stewardship, priorities, giving, cosigning, obtaining God’s peace and providing a distinction between worldly attitudes as opposed to godly attitudes with respect to money.
If you have financial questions, Just let us know and Tom or one of our trained financial coaches will advise you.
If you are interested in receiving Tom’s semi-monthly “Financial Moment” articles (a one-page summary of a biblical financial principle), then please fill out the form below.
Note these financial moments are provided on a ministry basis by Tom Copland, CPA, C.A. at no charge. The objective is to help individuals and couples manage their money better. Thank you.
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OVERVIEW-FINANCIAL MANAGEMENT GOD’S WAY
FINANCIAL VERSE OF THE WEEK
For where your treasure is, there your heart will be also.
During 2018, here’s what the Lord did. God opened the door so Tom could speak at two churches in Nova Scotia, Canada & the people were eager to learn God’s word on finances.
Tom did 7 radio interviews including life 100.3 radio [Barrie], CGLU radio [Halifax] and A.M. 700 the Light Radio [Calgary].
Completion of the advanced Biblically-based Estate Planning workshop series [8 weeks] at Westney Heights Baptist Church in Toronto. FYI- the first two sessions are currently on our website under “what’s new”.
Tom led 2 workshops for young people [Scott Mission] and Grace Fellowship Church.
Tom and his financial coaches provided biblical-based financial advice to over 300 people! God through his word and his spirit changed many lives.
Tom created and recorded 17 new financial moments on the topic of “Management of Money Impacts Your Relationship with Your Spouse” and 10 new financial moments in dealing with Financial Advice for Young People.
Biblical stewardship and how that applies to estate planning. Gods word has incredible wisdom for us and in every aspect of finance and it includes estate planning as well.
Hi, this is Tom Copland. I am the author of the Financial Moments. My calling from the Lord is to teach God’s Word on finances through the financial moments, workshops, financial counseling, CDs, DVDs and my book – Financial Management God’s Way. I personally receive no financial benefits of any kind from this ministry.
“You did fabulous as always! You dove right in and tackled the subjects in such a way as to provide solid answers…but also compelling information that would cause a listener to want more info.”
N.B. (radio host-Buffalo, USA/Toronto, Canada)
Praise God for the work
“Thank you so much for your prompt response; much appreciated. I will be checking out the website. Praise God for the work you guys are doing for The Body of Christ.”
C.B. from South Africa
A Man Was In The Depths Of Despair
Tom,
A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM.
God bless you
“JL, Radio Host, Eastern Canada”
Tom, A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM. God bless you “JL, Radio Host, Eastern Canada”
InTouch 2011 – Testimonies
https://www.youtube.com/watch?v=GCVsNss5d8Q
You are a Blessing
Hi Tom,
I just wanted to tell you what a blessing you have been in my life. You have taught me to study scripture, always ensuring that my thoughts match scripture. As people, we are prone to seek an answer to match our opinion as opposed to finding out what scripture has to say first. Ever since taking Financial Management I have tried to make sure that I have scripture backing before I make an opinion on a matter. It has changed many relationships for the better. Thank you!
LS, Ontario Canada.
Hi Tom, I just wanted to tell you what a blessing you have been in my life. You have taught me to study scripture, always ensuring that my thoughts match scripture. As people, we are prone to seek an answer to match our opinion as opposed to finding out what scripture has to say first. Ever since taking Financial Management I have tried to make sure that I have scripture backing before I make an opinion on a matter. It has changed many relationships for the better. Thank you! LS, Ontario Canada.
Your seminar had helped us incredibly with our finances
“ My name is Dario my wife and myself attended your seminar several years ago… Your seminar had helped us incredibly with our finances. We bought our house and it was paid off in 13 years. Thank you again.
” DG Toronto [originally from the Philippines].
“ My name is Dario my wife and myself attended your seminar several years ago… Your seminar had helped us incredibly with our finances. We bought our house and it was paid off in 13 years. Thank you again. ” DG Toronto [originally from the Philippines].
Daily Living for God
“Recently a group of pastors were discussing that their churches were falling behind in their giving and having trouble meeting budgets. I was reluctant to share, less it appears to be bragging, that our church was in fact ahead in this year’s budget and we enjoyed a sizeable surplus. Upon reflection, I concluded that one of the reasons for the excellent response was because we have been scheduling some classes and seminars on personal finances and debt reduction/elimination. One of the reasons people fail to give what they should is because they are carrying a debt load. I am finding that in addition to giving challenges, debt is placing tremendous stress on marriages and affecting people’s emotional and physical health. Recently, one of the men who was baptized in our church testified to the fact that it was through the financial teaching in our church that he got his spiritual priorities straightened out and realized what that meant for his daily living for God.”
J.T.
The joy of being debt-free is tremendous
“I have been ‘debt-free’ for a few years. The joy of being debt-free is tremendous. The funds I saved enabled me to go for a few mission trips and to support other missions. I still receive your financial moments which are very helpful…and still tracking my budget using your template. I am also able to go to school for my. God always met my needs, I never have to worry about my school fees…it always showed up when I need to pay a course. Thank you for your teaching and I will continue to pray for your/God’s financial ministries.”
M.T.
Biblical advise
God is doing amazing things, allowing our ministry here from Toronto, Canada to reach people in many areas of the world, for example here’s a testimony from someone in South Africa.
“I was on the Internet and looking for Biblical advise with regards to finances and debts etc when I came across your website and I felt that all the information on there was based on scripture but also practical, which I really appreciated.” Y.O. South Africa.
God is doing amazing things, allowing our ministry here from Toronto, Canada to reach people in many areas of the world, for example here’s a testimony from someone in South Africa. “I was on the Internet and looking for Biblical advise with regards to finances and debts etc when I came across your website and I felt that all the information on there was based on scripture but also practical, which I really appreciated.” Y.O. South Africa.
Morningstar Mike – Testimony
https://www.youtube.com/watch?v=iIsHfz7XtVA
A Good Steward of the Resources God has Given Us
“It has become very clear that what I thought was a biblical view towards money was somewhat off base. This course has taught me that…an intimate walk with God…is the only way to be a good steward of the resources God has given us.”
B.L.
God’s Word on Finances more Effectively
“…people are still commenting about the significant blessing your seminar series “Handling Money God’s Way” was. We had over 200 individuals sign up for this – and about one-third of those were from outside our church – praise God!!….on one session you shared how to have a personal relationship with Christ and we offered new testaments to anyone who wanted one and over 30 people took one. … I have been using your resources with couples who ask me to marry them….This has been such a blessing to know that couples are being prepared for marriage in such a biblical and practical way….Tom we are very grateful for the way you have served, by equipping, that is enabling us to teach God’s Word on finances more effectively.”
P.W.
Cam’s Testimony
https://www.youtube.com/watch?v=mTvQXW9OFiM
Plentiful Bible Based Financial Information
Thank you for your plentiful Bible-based financial information that you so freely make available and for your assistance to your brothers and sisters in Christ. May He richly bless you and your loved ones.
A H, Toronto
Thank you for your plentiful Bible-based financial information that you so freely make available and for your assistance to your brothers and sisters in Christ. May He richly bless you and your loved ones. A H, Toronto
Thank you for airing Financial Moments on Harvesters FM
“Tom
A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM.”
JL – Radio Host
“Tom A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM.” JL – Radio Host
A Testimony from a Donor
Recently I eliminated debt from my life, it is all due to listening to your radio station. There is so much good material on there. I listened to Copland ministries every Saturday and as a result I started to believe that I could do it if I followed God’s principles. I also realized that we really are the slave to the lender and I hated it. Now, my money can be used for the Kingdom of God instead of the kingdom of this futile world
Bruce, Halifax Nova Scotia
Recently I eliminated debt from my life, it is all due to listening to your radio station. There is so much good material on there. I listened to Copland ministries every Saturday and as a result I started to believe that I could do it if I followed God’s principles. I also realized that we really are the slave to the lender and I hated it. Now, my money can be used for the Kingdom of God instead of the kingdom of this futile world Bruce, Halifax Nova Scotia
Bayfair – Testimonies
https://www.youtube.com/watch?v=e49CJWWIihw
InTouch 2013 – Testimonies
https://www.youtube.com/watch?v=GCVsNss5d8Q
We Thank You For Your Ministry
“My husband and I have greatly benefited from the Debt Reduction CDs and DVDs for Businesses and Individuals. We thank you for your ministry and the impact it has had on our lives, our family, and people around us. We would like to make monthly donations to Copland Financial Ministries and wondered if you can set up a regular monthly withdrawal from our account?
D.J.
My Spirit Feels with your Advice.
“I am very impressed with your view on finances as it appears to me to be the most godly perspective all based on scripture. I can also sense your sincere love and devotion to the Lord and your desire to bring Him glory. You are seeking Him first and His kingdom and His righteousness by seeking the Holy Spirit’s individual direction through spending time in the Word adn His presence. My spirit feels with your advice.”
L.T., Calgary
I Can’t Wait To Tell People I Know About You!
“I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you on your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23 year old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you!:) cheers!”
V.B.
Thank you for your Advice
Hi Tom, Thanks so much for your advice and all your resources. Your support, advice, validation and sincere heart have been such an encouragement and blessing to us. We left our time with you feeling great peace and clarity, even though all our financial problems are not instantly solved. God used you to speak into our lives and we are so thankful for that.
RG, Toronto, Canada.
Hi Tom, Thanks so much for your advice and all your resources. Your support, advice, validation and sincere heart have been such an encouragement and blessing to us. We left our time with you feeling great peace and clarity, even though all our financial problems are not instantly solved. God used you to speak into our lives and we are so thankful for that. RG, Toronto, Canada.
JM Halifax, Nova Scotia-Thank you so much
Thanks so much for the session last weekend. My husband and I learned so much and are using your budgeting system to get back on track. I would very much like to be a part of your small group study. I am already making better decisions and tracking money in a way I never have before (thank you!) – I hope I can continue learning through your ministry!
JM Halifax, Nova Scotia
Thanks so much for the session last weekend. My husband and I learned so much and are using your budgeting system to get back on track. I would very much like to be a part of your small group study. I am already making better decisions and tracking money in a way I never have before (thank you!) – I hope I can continue learning through your ministry! JM Halifax, Nova Scotia
Praying for you and Your Ministry
“Thanks again for your time and effort, prayers and encouragement. Since starting the Copland Budgeting System both my wife and I feel as if a great weight has been lifted, we feel closer to God and closer to each other. My wife says it feels as if the waters have parted and the way has been made clear.
Thank you so much for pointing us to God’s wisdom for finances. We are looking forward to working through “Financial Management – God’s Way” Praying for you and your ministry, in Jesus’ precious name.”
K & K – Greater Toronto Area
Very High Quality and Essential
“Your program is very high quality and essential for today’s Canadian families. We are pleased to have posted it on our website. God bless.”
J.L. (radio host & owner-Eastern Canada)
Testimony From C.L. Who Lives in Halifax
Hi Tom,
It is amazing to hear from you and would be thrilled to speak with you. You were the first human voice I heard as God’s Grace filled my life. Please know that at least once God uses your recorded voice to save a human life and to add my name to the Book of Life.
Thank you
CL, Halifax.
Hi Tom, It is amazing to hear from you and would be thrilled to speak with you. You were the first human voice I heard as God’s Grace filled my life. Please know that at least once God uses your recorded voice to save a human life and to add my name to the Book of Life. Thank you CL, Halifax.
Thank you for being such an amazing mentor
“Tom, I am grateful for the privilege to learn from your wealth of experience. Thank you for being such an amazing mentor.”
D.O. Toronto, Canada
“Tom, I am grateful for the privilege to learn from your wealth of experience. Thank you for being such an amazing mentor.” D.O. Toronto, Canada
There is no Better way to Live!
“You handled yourself with sincerity, godliness, compassion, and excellence. Our listeners obviously felt very comfortable talking to you. We couldn’t take all of the calls. That’s a nice “problem” to have! Tom.. I know God is using you in a big way. There is no better way to live! Looking forward to having you back with us,” K.G., Professional Radio Host
