Discover Financial Management God's Way with our interactive videos. Learn biblical stewardship, budgeting, and investing God's way today! Financial Management God's Way Introduction Management of money on our relationship with God and God’s promises on our stewardship responsibilities. Financial Management God's Way Introduction 1 of 2 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management God's Way Introduction 1 of 2 04:01 Play Video Now Playing Financial Management God's Way Introduction 2 of 2 04:00 Play Video Introduction Financial Management God's Way Session 1 - 1 of 15 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management God's Way Session 1 - 1 of 15 01:21 Play Video Now Playing Financial Management God's Way Session 1 - 2 of 15 03:02 Play Video Now Playing Financial Management God's Way Session 1- 3 of 15 02:08 Play Video Now Playing Financial Management God's Way Session 1- 4 of 15 02:53 Play Video Session 1: Management of Money What are God’s “true riches” that are dependent upon one’s management of money? Session 1 Session 2: Christian Stewardships What is your understanding of Christian Stewardship or Biblical Stewardship? Financial Management God's Way Session 2 -1 of 15 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management God's Way Session 2 -1 of 15 01:17 Play Video Now Playing Financial Management God's Way Session 2 - 2 of 15 04:32 Play Video Now Playing Financial Management God's Way Session 2 - 3 of 15 03:09 Play Video Now Playing Financial Management God's Way Session 2 - 4 of 15 04:33 Play Video Session 2 Financial Management Session 3 part 1 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Session 3 part 1 00:33 Play Video Now Playing Financial Management Session 3 part 2 05:27 Play Video Now Playing Financial Management Session 3 part 3 07:04 Play Video Now Playing Financial Management Session 3 part 4 05:08 Play Video Session 3: Biblical Stewards Do you think there’s a difference between a secular perspective and a biblical perspective on managing money and material things? Session 3 Session 4: God's Perspective on Debt and the Importance of Saving Be careful, if you borrow money you may become a servant to the lender Financial Management Gods Way Session 4 - 1 of 3 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 4 - 1 of 3 20:46 Play Video Now Playing Financial Management Gods Way Session 4 - 2 of 3 07:07 Play Video Now Playing Financial Management Gods Way Session 4 - 3 of 3 11:31 Play Video Session 4 Financial Management Session 5 part 1 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Session 5 part 1 03:25 Play Video Now Playing Financial Management Session 5 part 2 02:57 Play Video Now Playing Financial Management Session 5 part 3 05:42 Play Video Now Playing Financial Management Session 5 part 4 03:09 Play Video Session 5: Get Out of Debt Pray and ask God for His wisdom and His specific direction as to what you should do to become debt-free Session 5 Session 6: Budgeting The purpose of budgeting is to ensure that you spend less than you earn so that you have a surplus to pay down debt and save for future needs. Financial Management Session 6 part 1 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Session 6 part 1 03:02 Play Video Now Playing Financial Management Session 6 part 2 04:33 Play Video Now Playing Financial Management Session 6 part 3 01:57 Play Video Now Playing Financial Management Session 6 part 4 01:30 Play Video Session 6 Financial Management Gods Way Session 7 - 1 of 12 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 7 - 1 of 12 06:59 Play Video Now Playing Financial Management Gods Way Session 7 - 2 of 12 02:51 Play Video Now Playing Financial Management Gods Way Session 7 - 3 of 12 01:55 Play Video Now Playing Financial Management Gods Way Session 7 - 4 of 12 05:51 Play Video Session 7: Obtaining Godly Counsel & Wisdom If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him. But when he asks, he must believe and not doubt. Session 7 Session 8: Giving Generously To learn to give generously to God’s work and experience the joy of giving Financial Management Gods Way Session 8 - 1 of 6 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 8 - 1 of 6 01:04 Play Video Now Playing Financial Management Gods Way Session 8 - 2 of 6 04:17 Play Video Now Playing Financial Management Gods Way Session 8 - 3 of 6 07:32 Play Video Now Playing Financial Management Gods Way Session 8 - 4 of 6 02:20 Play Video Session 8 Financial Management Gods Way Session 9 - 1 of 7 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 9 - 1 of 7 07:39 Play Video Now Playing Financial Management Gods Way Session 9 - 2 of 7 04:19 Play Video Now Playing Financial Management Gods Way Session 9 - 3 of 6 07:33 Play Video Now Playing Financial Management Gods Way Session 9 - 4 of 7 02:49 Play Video Session 9: Investing God's Way Invest money God’s way and God will meet your needs. Develop and implement a biblically-based investment strategy. Session 9 Session 10: Developing Godly Attitudes Toward Money Worldly Attitudes result in DEBT. Godly attitudes result in minimal debt or no debt. Financial Management Gods Way Session 10 - 1 of 12 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 10 - 1 of 12 01:47 Play Video Now Playing Financial Management Gods Way Session 10 - 2 of 12 04:43 Play Video Now Playing Financial Management Gods Way Session 10 - 3 of 12 03:57 Play Video Now Playing Financial Management Gods Way Session 10 - 4 of 12 05:30 Play Video Session 10 Financial Management Gods Way Session 11 - 1 of 12 Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing Financial Management Gods Way Session 11 - 1 of 12 08:11 Play Video Now Playing Financial Management Gods Way Session 11 - 2 of 12; Smart People Use Other People’s Money 02:56 Play Video Now Playing Financial Management Gods Way Session 11 - 3 of 12 03:23 Play Video Now Playing Financial Management Gods Way Session 11 - 4 of 12 03:00 Play Video Session 11: Financial Deceptions Do you think living paycheck to paycheck is common? Jesus recommends that you save for future needs. Session 11

Discover exciting financial online webinar events with Finance Tutor. Stay updated on the latest financial online webinar opportunities today! What's On at Copland Financial Ministries Upcoming Events Thu, Sep 24 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Sep 24, 2026, 7:30 p.m. EDT – Dec 10, 2026, 9:30 p.m. EST Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start on Sept. 24, 2026 at 7:30pm-9:30pm- Thursday night +62 more Tue, Oct 06 IN-PERSON-Financial Management God's Way by Geoffrey Saliani / More Details Oct 06, 2026, 7:00 p.m. – Dec 08, 2026, 9:00 p.m. Life Branch Church, 10 Lancaster Dr, Dartmouth, NS B3A 4Y9, Canada IN-PERSON- Geoffrey Saliani will be leading an in-person small group about Financial Management that will start on Oct 6, 2026, at 7:00pm-9:00pm- Tuesday night Tue, Oct 06 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way- Tuesday evenings / More Details Oct 06, 2026, 7:30 p.m. EDT – Dec 15, 2026, 9:30 p.m. EST Zoom October 6, 2026 to December 15, 2026 at 7:30pm-9:30pm- Tuesday evenings +54 more Registration Closed Fri, Oct 30 In Person- "The Importance of Saving and Steps to Get Out of Debt" by Tony Martino / More Details Oct 30, 2026, 7:30 p.m. – 9:30 p.m. Bridle Trail Baptist Church, 10 Waterbridge Ln, Unionville, ON L3R 8W9, Canada On October 30 at 7:30pm to 9:30- pm Tony Martino will conduct an In Person workshop at Bridle Trail Baptist Church located at 10 Waterbridge Lane in Markham +4 more Registration Closed Fri, Sep 25 Listen To Tom's Interview/Show On Life 100.3-Money and Spiritual Warfare / More Details Sep 25, 2026, 11:00 a.m. – 12:00 p.m. Life 100.3 FM, Barrie, 115 Bell Farm Rd Suite 111, Barrie, ON L4M 5G1, Canada +1 more Registration Closed Thu, Aug 27 Tom Copland-Management of Money Impacts Your Relationship with God, Spouse and Eternity" / More Details Aug 27, 2026, 11:00 a.m. – 12:00 p.m. Muskoka Bible Centre ️, 8 Pioneer Ave, Huntsville, ON P1H 2J3, Canada Tom has been teaching God's word on finances since 1982 and his financial moments are aired on approximately 200 radio stations and seven TV stations across Canada and some northern United States. Tom is the founder and president of Copland Financial Ministries. +4 more Registration Closed Thu, Aug 06 God's Wisdom on Saving and Steps to Get Out of Debt by Tony Martino / More Details Aug 06, 2026, 11:00 a.m. – 12:00 p.m. Muskoka Bible Centre ️, 8 Pioneer Ave, Huntsville, ON P1H 2J3, Canada Are you like most people who are living paycheck to paycheck? Struggling to make ends meet? Are you and your spouse experiencing stress because of finances? Would you like to reduce your debt and experience God’s peace in the area finances? See All Registration Closed Wed, Jun 17 Alexandra and Joyce Financial Management God's Way Small Group / More Details Jun 17, 2026, 7:00 p.m. EDT – Sep 02, 2026, 9:00 p.m. EDT Zoom Alexandra King and Joyce Rustenburg, small group leaders, will be leading an in-depth biblical financial study titled "Financial Management God's Way” on Zoom. +24 more Registration Closed Sun, Jun 14 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -"Mgt of Money Impacts Relation with God, Spouse & Eternity"" / More Details Jun 14, 2026, 12:00 p.m. – 2:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada On June 14, 2026 at 12:00noon to 2pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Management of Money Impacts Your Relationship with God, Your Spouse and Eternity. In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +13 more Registration Closed Sat, Jun 06 Christine Kewallal Small Group-Financial Management God's Way- Saturday, 10am-12noon / More Details Jun 06, 2026, 10:00 a.m. EDT – Aug 29, 2026, 12:00 p.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on June 6, 2026 +21 more Registration Closed Thu, Apr 09 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Apr 09, 2026, 7:30 p.m. – Jun 25, 2026, 9:30 p.m. Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start onSept. 10-Nov. 26, 2026 +57 more Registration Closed Sun, Mar 22 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -Handling Money God's Way-(In-Person Only ) (Meta Registration) / More Details Mar 22, 2026, 6:00 p.m. – May 10, 2026, 8:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada Starting March 22, 2026, 6pm to 8pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +4 more Registration Closed Tue, Jan 13 Eli and Tony Financial Management God's Way Small Group-Tuesday 7:00pm-9:00pm / More Details Jan 13, 2026, 7:00 p.m. EST – Feb 24, 2026, 9:00 p.m. EST Zoom Tony and Eli will be conduction another amazing small group session that will start on January 13, 2026 +54 more Registration Closed Thu, Oct 30 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way- Thursday evenings / More Details Oct 30, 2025, 7:30 p.m. – Feb 05, 2026, 9:30 p.m. Zoom October 30, 2025 to February 5, 2026- Thursday evenings +26 more Registration Closed Sun, Oct 26 Tom Copland, Josh Grant and Jonathan Grant-In-Person Only -Handling Money God's Way / More Details Oct 26, 2025, 6:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON Starting March 22, 2026, 6pm to 8pm, Tom Copland, Josh Grant and Jonathan Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. Here's the schedule: March 22, March 29, April 5, [we will skip April 12 Easter Sunda +70 more Registration Closed Sat, Oct 25 Tony Martino - In-Person Event Only - Financial Management God's Way For Men / More Details Oct 25, 2025, 9:30 a.m. – 11:15 a.m. EDT Brampton, 11613 Bramalea Rd, Brampton, ON L6R 4B7, Canada Financial Management God's Way For Men, October 25, 2025 at Hope City Church 11613 Bramalea Rd Brampton, ON L6R 0C2 Register in this link To register please scan the QR code in this link https://hopebram.infellowship.com/Forms/478721 Registration Closed Sun, Oct 19 Tom Copland, Josh Grant and Jonathan Grant - In-Person & Online -Secular vs. Biblical Perspective On Managing Money / More Details Oct 19, 2025, 6:00 p.m. – 8:00 p.m. EDT Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON Oct. 19, 2025, 6pm to 8pm, Tom Copland, Josh Grant and Jonathan Grant will conduct a workshop about Secular vs. Biblical Perspective on Managing Money , In Person and Online at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +184 more Registration Closed Tue, Sep 16 Efrain Soto and Tom Leonard- Financial Management God's Way- Tuesday, 7:30pm to 9:30pm / More Details Sep 16, 2025, 7:30 p.m. EDT – Dec 02, 2025, 9:30 p.m. EST Zoom Starting September 16, 2025- Dec. 2, 2025. every Tuesday at 7:30pm to 9:30pm, Efrain Soto, Tom Copland and Tom Leonard , will be leading an in-depth biblical financial study titled "Financial Management God's Way” via Zoom. +99 more Load More Thu, Sep 24 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Sep 24, 2026, 7:30 p.m. EDT – Dec 10, 2026, 9:30 p.m. EST Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start on Sept. 24, 2026 at 7:30pm-9:30pm- Thursday night +62 more Tue, Oct 06 IN-PERSON-Financial Management God's Way by Geoffrey Saliani / More Details Oct 06, 2026, 7:00 p.m. – Dec 08, 2026, 9:00 p.m. Life Branch Church, 10 Lancaster Dr, Dartmouth, NS B3A 4Y9, Canada IN-PERSON- Geoffrey Saliani will be leading an in-person small group about Financial Management that will start on Oct 6, 2026, at 7:00pm-9:00pm- Tuesday night Tue, Oct 06 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way- Tuesday evenings / More Details Oct 06, 2026, 7:30 p.m. EDT – Dec 15, 2026, 9:30 p.m. EST Zoom October 6, 2026 to December 15, 2026 at 7:30pm-9:30pm- Tuesday evenings +54 more

Discover expert finance tutoring with our Accountant services. Enhance your financial skills and knowledge with our experienced Accountant tutors. Want ed: We are currently in need of an intermediate or senior accountant. _______________ We are currently in need of an intermediate or senior accountant. The ideal candidate should have at least 5 years of public accounting experience and be familiar with preparing financial statements, corporate tax returns and personal tax returns for private businesses. We need an individual who is available for at least 3 to 4 days a week, and we are open to hiring someone on a full-time basis. Our preference is for the candidate to work in our office located in Markham, ON but if you live a long distance away, working remotely may be acceptable. The successful candidate would have significant experience with Caseware, Caseview, Profile tax software, and Microsoft Office. Remuneration will be based upon the individual's training and experience. One unique aspect of our firm is that we give biblically-based financial advice to clients in conjunction with accounting and tax services. If interested, please send your resume at info@copland-ca.com Also feel free to tell to your friends about this ad who you think would qualify and might be interested.

Tom Copland on what the Bible teaches about tithing and generous giving, with key verses and short videos. Free, Bible-based teaching. Giving What does the Bible say about giving and tithing? The Bible has more than 2,300 references to money and material things. Tithing is only a small part of what God teaches about giving. In these one-minute Financial Moments, Tom Copland explains what Scripture says about tithing, giving generously and giving with the right heart. Watch one, or work through the whole series. Is tithing still for today? The guideline in Scripture is to give at least 10 percent of your income to God’s work. But the tithe is the smallest percentage mentioned anywhere in Scripture, and the emphasis in God’s Word is to give generously. When Zacchaeus came to faith, he gave half of his possessions (Luke 19:8). Also in this series: Tithing · Don’t Be Constrained by the Tithe · Will a Man Rob God (Malachi 3:8) Give God the first fruits, not the leftovers Do you give the first fruits to God’s work, or does God get the leftovers? Giving first, before other spending, puts God first in our finances. “Honour the LORD with your wealth, with the first fruits of all your crops.” (Proverbs 3:9) Also in this series: Paul and Jill Give God “The Leftovers” Give generously and cheerfully Generous giving goes beyond a set percentage, and it comes from a willing heart rather than obligation. “Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously.” (2 Corinthians 9:6) Also in this series: Give Generously · Give Cheerfully · Everyone Can Experience the Joy of Giving Give as a steward, not an owner God owns everything. We manage what he has entrusted to us, so giving starts by acknowledging, in heart and mind, that it is all his. “‘The silver is mine and the gold is mine,’ declares the LORD Almighty.” (Haggai 2:8) Also in this series: Give Regularly to God’s Work · Consider It a Privilege to Give to God’s Work · Be Faithful with a Small Amount (Luke 16:10) Why God entrusts us with more When God provides more, it is not so we can spend it on ourselves or hoard it. God’s purpose in entrusting us with more is that we can give even more to his work. “You will be made rich in every way so that you can be generous on every occasion.” (2 Corinthians 9:11) Also in this series: When You Give to God’s Work, Everyone Is Blessed! Store up treasures in heaven Money and material things are temporary: we can take nothing with us. Giving to God’s work has eternal value, for the giver and for the people it reaches. “Store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal.” (Matthew 6:20) Also in this series: Remember Christians Are Citizens of Heaven · God Rewards Generous Givers! Check your motives How we handle money is an outward sign of an inward spiritual condition. Give out of love for God, not to be seen or to get something back. “Be on your guard against all kinds of greed; a man’s life does not consist in the abundance of his possessions.” (Luke 12:15) Also in this series: Ensure That Your Motives Are Godly and Not Worldly When debt gets in the way of giving Debt payments can crowd out giving. Easy credit leads many Christians to give less than they want to, and keeping debt to a minimum frees you to give generously. “The borrower is servant to the lender.” (Proverbs 22:7) Also in this series: Debt Hinders Giving · Rob and Linda Give Less Because of Debt · “Easy Credit” Results in Reduced Giving Teach your children to give Children learn about money by watching their parents. Giving faithfully is one of the best lessons you can pass on. Also in this series: Parent’s Money Management Impacts Their Children Giving from your business and your estate Giving doesn’t stop with your paycheque. Business owners can give from their company, and anyone can plan to give through their estate. Watch or listen to the whole series All 26 Financial Moments on giving, one minute each. Press play and they run in order, or pick one from the list. Give God the “First fruits” Not the “Leftovers” Play Video Give Regularly to God’s work Play Video Give as a steward, Not an Owner Play Video Consider it a Privilege to give to God’s work Play Video Giving Watch Now Share Whole Channel This Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Share Channel Info Close Go deeper: a full teaching on giving Have half an hour? Watch Tom’s full teaching on giving. Key Bible verses about giving Proverbs 3:9–10 – Honour God with the first fruits Malachi 3:8–10 – Tithes and offerings Haggai 2:8 – The silver and gold belong to God Psalm 24:1 – The earth and everything in it is the Lord’s Matthew 6:19–21 – Store up treasures in heaven Luke 6:38 – Give, and it will be given to you Luke 12:15 – Guard against all kinds of greed Luke 16:10–11 – Faithful with little, faithful with much Luke 19:8 – Zacchaeus gives half his possessions 2 Corinthians 9:6–7 – Give generously and cheerfully 2 Corinthians 9:10–11 – God enriches us so we can be generous 1 Timothy 6:18–19 – Be rich in good deeds, generous and willing to share Keep learning, free of charge 1. Take the free online course. Session 8, Giving Generously, is part of the 11-session course Financial Management God’s Way. 2. Join a free small group. Work through the course with others. 3. Download the free workbook. Follow along at your own pace. 4. Get new Financial Moments by email. Join our email list . Start the free course Find a small group Get the workbook Copland Financial Ministries is a registered Canadian charity. If this teaching has helped you, you can support it here .

Support free, Bible-based money teaching from Copland Financial Ministries. Give by card, PayPal, Interac e-Transfer or cheque. Canadian tax receipts issued. Donate Support free, Bible-based money teaching We teach God's principles for managing money, free of charge, across Canada and the world. We are a registered charity in Canada (Canadian Charitable Registration No. 818256802 RR 0001) and issue receipts for Canadian donations by the end of February. Give by debit card, credit card or PayPal, one-time or monthly. Give online One-time gift by card? No PayPal account needed. Giving monthly? PayPal requires a free PayPal account for monthly gifts. Interac e-Transfer Send to info@biblefinance.org from your online banking. Please include your name and mailing address in the message so we can send your tax receipt. You may also be able to set up a recurring Interac e-Transfer with your bank or credit union. Mail a cheque Payable to Copland Financial Ministries, 325 Renfrew Drive, Suite 301, Markham, ON L3R 9S8 Questions about giving? Email us at info@biblefinance.org

Learn how to manage your money based on Biblical principles. If you have financial questions, let us know and Tom Copland or one of our trained financial coaches will advise you. God's Financial Wisdom for churches and Church Leaders Session 1: God’s Wisdom on Debt & Saving Learn to Listen to God & Discerning God’s will. Sessions 1- God's wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 1 Sessions 2 - God s wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 2: Budgeting, Raising Funds Teaching Members God’s financial Wisdom and Questions before Borrowing Session 2 Sessions 3 God's wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 3: Church Case Studies You've been faithful with a few things. I'll. I'll trust you, with you, with many things. Come and share your master's happiness. Session 2

Learn how to manage your money based on Biblical principles. If you have financial questions, let us know and Tom Copland or one of our trained financial coaches will advise you. UPDATE - God Is Blessing! Keep Reading For A Special Offer _______________ God is continuing to expand His kingdom through Copland Financial Ministries! Here's an overview of what the Lord has done during 2022. The financial moment ministry has grown tremendously - now on 192 radio facilities and 7 TV stations across Canada and some northern United States. Between the Financial Moments and the one-half hour radio and TV shows, we are reaching an estimate of about 2.5 million people a week. Praise God!! That's the hand of the Lord! Although COVID 19 has created a number of challenges, it has also resulted in opportunities. For example, Tom developed and presented a series twice on the topic "Dealing with Inflation and High Interest Rates from a Biblical Perspective" and we had people from almost every province in the country and some from the United States. In addition, we had several small groups on Zoom going through Tom's in-depth study "Financial Management God's Way" led by various small group leaders. Here are some testimonies from people who attended these webinar/small group series: 1. “I sincerely thank you (Copland Financial Ministries) for hosting these wonderful sessions on Financial Management God's Way. I'm forever grateful! I value your insights, along with the tips you gave me. Praise the Lord who enabled me to pay off that mortgage! I'm so glad I'm mortgage-free. What a relief it is! To Him, I give all the glory for what He made happen for me.” SP Toronto, Canada 2. “Your ministry has been a great blessing to me and your email responses helped me avoid taking another loan of about 40% interest just to pay off the other debt. …I need to thank you and those who labour with you in your ministry.” NF, Brampton Ontario Canada. 3. "I attended the financial workshop and by God’s grace I was able to pay off my debts supernaturally by God’s provision. I know God transformed my situation after years of financial bondage now I am debt free and can give more and do more for His Glory. I give God the praise and glory for his direction and wisdom, and for you and your financial management course. May your ministry continue to be blessed as you speak God's word into our lives for practical use and adaptation?” SE, Toronto Canada. 4. “I would also like to thank Copland Financial Ministries, Tom Copland and Randy Ziegenhagel for this amazing teaching on Financial Management God’s Way for Women. I have learned how to manage my finances according to Biblical principles. It has been an eye open experience for me. Thanks Again! I feel truly blessed!” RG, Calgary Alberta. 5. “Dear Tom, I attended one of your courses many years ago. Your teaching and your humbleness before the Lord has stayed with me. Thanks be to God I am debt-free and I'm able to be used to help others in this world. Many thanks for your ministry.” LP, Toronto Canada 6. “I was able to start reading your book today and I’m barely into it and already feel the presence of God as I’m reading. Tom, I truly love you brother. You are such an encouragement to me and so many people. The way you include scripture throughout your writing is so timely and applicable…you teach the Bible so clearly and well. Yes, God has picked you for this ministry and I’m sure thankful for that. God bless you Tom!!” RZ, Holland Landing Ontario. 7. “Thank you for having these workshops. I didn’t realize how much I needed them and how much I needed to change. It has given me encouragement to take my financial picture more seriously and to want to use money God’s way.” AH, Edmonton Alberta. 8. “I have been blessed to be a part of this Biblical teaching! God continues to make a difference in my entire life through this workshop series, because applying Biblical principles on finances, seems to have a domino effect resulting in other areas of my life and health being improved, especially peace of mind and contentment. This teaching is EXACTLY what I need and want, and I have been learning and applying. I also let others know about it.” BG Saskatchewan, Canada. 9. “Thank you for your financial seminar I took for Singles last year. Your seminars are excellent biblical teaching that works and I am still using today. Thank you Tom and thank you God!” PH, Vancouver Canada. 10. “Tom you are without a doubt one of the most humble people I have ever had the privilege to listen to. That has to be the reason why the Holy Spirit draws so many people to your teachings, He is your partner. God Bless,” DWP, Shaw Bill Québec Canada. Expansion of the ministry. And Darlene continues to expand the ministry through our website and social media. You can follow us on Facebook, Instagram and Twitter under @biblefinance and be sure to check us out at coplandfinancialministries.org and our YouTube channel Copland Financial Ministries. Biblical-based financial counseling Between Tom and his small group leaders/financial coaches, we provided biblically-based financial advice on a ministry bases at no charge to over 1,300 people during the last year [that's up from 1,000 last year]. Hard Copy - Click here eBook - Click here - Use promo code "TOM" for 20% off God enabled Tom to write a new book it’s titled "Debt Reduction, Biblical Principles to Do with Inflation and High Interest Rates and Eliminating Debt". With the incredible increase in interest rates and inflation in the past year, the majority of people are hurting financially. However for those who have followed the biblical financial principles and have no debt, higher interest rates does not affect them. And for those who have saved according to biblical principles [Proverbs 21:20] but this surplus of cash, they will be able to handle the increased cost of living. If you are interested in a physical copy of this book you can click HERE . To purchase the eBook version, click HERE . Use the promo code "TOM" at check-out for 10% off. If you wish to have a copy of the book but cannot afford it, please reply to this email and explain your situation. If it is reasonable and you commit to reading it and pray for our ministry regularly, we will send you the book for free. NOTE: This offer only applies within Canada. Half hour programs We recorded several new half-hour radio and TV programs including: "Dealing with Inflation and High Interest Rates from a Biblical Perspective" and 3 new half-hour programs titled "Investing God's Way". You can watch these on our website www.coplandfinancialministries.org . We continue with the half-hour TV shows on Vision TV [nationwide], Joy TV [based in Vancouver, BC], and Faith TV [based in Winnipeg, MB] as well as the half-hour shows on WDCX Radio [Buffalo/Toronto, ON], half-hour shows on Faith FM radio stations in London, Kitchener and Woodstock, ON. This year, God opened the door for several additional half-hour shows to go on Miracle Channel in Western Canada, and with respect to Eastern Canada, we now have 9 half-hour programs on the Harvesters stations covering almost all of New Brunswick, Nova Scotia, and PEI. Praise God! As usual, Tom receives no remuneration whatsoever and almost all the people involved in the ministry are volunteers, however there are significant radio and TV costs, so we would encourage you to prayerfully consider giving to this ministry. [We have a donor who will match all donations so when you give your funds are immediately doubled!] Contributions can be made by automatic monthly donations or one time donations. To give, go to coplandfinancialministries.org/donate or send a check to: Copland Financial Ministries 325 Renfrew Drive, Suite 301 Markham, ON L3R 9S8, Canada We are registered with Canada Revenue Agency and will issue donation receipts. Proverbs 3:9, 10 says: "Honor the Lord with your wealth, with the first fruits of all your crops, then your barns to be filled overflowing and your vats will brim over with new wine". Thank you for your prayers and financial support! Tom Copland, President

Thanks be to God I am debt-free and I'm able to be used to help others in this world. Many many thanks for your ministry. Back to Testimonials Thanks be to God I am debt-free Dear Tom, I attended one of your courses many years ago. Your teaching and your humbleness before the Lord has stayed with me. Thanks be to God I am debt-free and I'm able to be used to help others in this world. Many many thanks for your ministry. LP Toronto, Canada Previous Next

I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you in your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23-year-old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you! cheers! Back to Testimonials I can't wait to tell people I know about you! I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you in your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23-year-old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you! cheers! Anonymous Previous Next

Discover the perfect Accountant/Bookkeeping person needed for your finance needs. Ensure proper book keeping with our expert services today! Accountant/Bookkeeping Person Needed _______________ Responsibilities & Requirements: The job entails a mixture of bookkeeping, some reasonably straightforward public accounting work [including preparing financial statements corporate returns and personal returns], and an individual who is flexible enough to do some bookkeeping and some administration. Required a minimum of 3 years of accounting & bookkeeping experience, ideally working in a public accounting firm. Bookkeeping includes some bookkeeping for clients and preparation of some Excel schedules for our firm. Some of the administrative responsibilities would include Zoom meetings with clients from time to time, drop packages at the post office and some other duties. Must be proficient in MS Office including Microsoft Word, Outlook and Excel and comfortable with computers. The ideal candidate would have knowledge of QuickBooks, Sage 50, and experience with Caseware, Caseview and profile T1 and T2 software. Must have access to a vehicle and a valid G2 drivers license in order to pick up things for the office from time to time. Must be flexible as there are other tasks that could be required. Remuneration will be based upon the candidates experience and knowledge and initially we may engage their services on an independent contractor basis, and at a later date as an employee. Working hours required minimum of 7 or 8 hours per day on Monday, Tuesday, and Thursday ideally working from 12 noon to 7 PM or 8 PM. There is some flexibility here. And if the candidate can prepare financial statements, corporate tax returns, there would be 40 hours per week of work available. This role must be performed in-office, and cannot be done remotely so the successful candidate needs to be within reasonable driving distance of our Markham office. Copland CPA Professional Corporation provides accounting and tax services to private corporations and in addition, Tom Copland provides biblically-based financial advice to the clients. Our website is www.copland-ca.com

Discover our TV & Radio broadcast times. Tune in to learn more about Copland Financial Ministries' schedule and programming. TV & Radio Shows Schedule Anchor 1 WCHP 760 AM- Champlain New York The 28 minute shows are from: Monday to Friday- 4:45 PM to 5:15 PM . Saturday-10:30 AM to 11 AM and Sunday-12 noon to 12:30 PM Starting Feb. 1, 2025 Miracle Channel [Alberta Canada] Tuesdays evenings at 9 PM Mountain time starting January 12, 2021 Yes TV Ontario Thursdays 10 AM Eastern Standard Time starting , January 14, 2021 Faith TV [based in Winnipeg] Sunday 3:30 PM Winnipeg time Joy TV [based in Vancouver] 9:30 AM Pacific standard Time Vision TV 11:30 AM EST Radio Schedules Tom's financial moments on the Focus on the Family programs

God has spoken to me through this workshop series by allowing me to better understand how to manage the money he’s entrusted to me. I’ve been actively consulting with Christ regarding all financial decisions. Establishing a budget has allowed me to get a sense of what I can afford. The case studies allow us to explore real life situations in which non-biblical principles can lead to financial ruin. Tom is an inspiration and great leader. I’ve taken his workshops several times and I always learn something new. Thank you! Back to Testimonials God has spoken to me God has spoken to me through this workshop series by allowing me to better understand how to manage the money he’s entrusted to me. I’ve been actively consulting with Christ regarding all financial decisions. Establishing a budget has allowed me to get a sense of what I can afford. The case studies allow us to explore real life situations in which non-biblical principles can lead to financial ruin. Tom is an inspiration and great leader. I’ve taken his workshops several times and I always learn something new. Thank you! S.G. Toronto, ON Previous Next