It is amazing to hear from you and would be thrilled to speak with you. You were the first human voice I heard as God’s grace filled my life. Please know that at least once God uses your recorded voice to save a human life and to add my name to the Book of Life. Thank you. Back to Testimonials God used you to save a life It is amazing to hear from you and would be thrilled to speak with you. You were the first human voice I heard as God’s grace filled my life. Please know that at least once God uses your recorded voice to save a human life and to add my name to the Book of Life. Thank you. C.L. Halifax, NS, Canada Previous Next

I have learned how to manage my finance according Biblical Principles . It has been an eye open experience for me. Back to Testimonials Thank you Copland Financial Ministries I would like to Thank Copland Financial Ministries, Tom Copland and Randy Ziegenhagel for this amazing teaching on Financial Management God’s Way for Women. I have learned how to manage my finance according Biblical Principles . It has been an eye open experience for me. R.G. Previous Next

Thank you for your plentiful Bible-based financial information that you so freely make available and for your assistance to your brothers and sisters in Christ. May He richly bless you and your loved ones. Back to Testimonials Plentiful Bible-based financial information Thank you for your plentiful Bible-based financial information that you so freely make available and for your assistance to your brothers and sisters in Christ. May He richly bless you and your loved ones. A.H. Toronto, ON Previous Next

Discover exciting financial online webinar events with Finance Tutor. Stay updated on the latest financial online webinar opportunities today! What's On at Copland Financial Ministries Upcoming Events Sat, Jun 06 Christine Kewallal Small Group-Financial Management God's Way- Saturday, 10am-12noon / More Details Jun 06, 2026, 10:00 a.m. EDT – Aug 29, 2026, 12:00 p.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on June 6, 2026 +21 more Wed, Jun 17 Alexandra and Joyce Financial Management God's Way Small Group / More Details Jun 17, 2026, 7:00 p.m. EDT – Sep 02, 2026, 9:00 p.m. EDT Zoom Alexandra King and Joyce Rustenburg, small group leaders, will be leading an in-depth biblical financial study titled "Financial Management God's Way” on Zoom. +24 more Thu, Aug 27 Tom Copland-Management of Money Impacts Your Relationship with God, Spouse and Eternity" / More Details Aug 27, 2026, 11:00 a.m. – 12:00 p.m. Muskoka Bible Centre ️, 8 Pioneer Ave, Huntsville, ON P1H 2J3, Canada Tom has been teaching God's word on finances since 1982 and his financial moments are aired on approximately 200 radio stations and seven TV stations across Canada and some northern United States. Tom is the founder and president of Copland Financial Ministries. +3 more Thu, Sep 10 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Sep 10, 2026, 7:30 p.m. – Nov 26, 2026, 9:30 p.m. Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start on Sept. 10-Nov. 26, 2026 +3 more Tue, Oct 06 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way- Tuesday evenings / More Details Oct 06, 2026, 7:30 p.m. – Dec 15, 2026, 9:30 p.m. Zoom October 6, 2026 to December 15, 2026- Tuesday evenings Registration Closed Thu, Aug 06 God's Wisdom on Saving and Steps to Get Out of Debt by Tony Martino / More Details Aug 06, 2026, 11:00 a.m. – 12:00 p.m. Muskoka Bible Centre ️, 8 Pioneer Ave, Huntsville, ON P1H 2J3, Canada Are you like most people who are living paycheck to paycheck? Struggling to make ends meet? Are you and your spouse experiencing stress because of finances? Would you like to reduce your debt and experience God’s peace in the area finances? See All Registration Closed Sun, Jun 14 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -"Mgt of Money Impacts Relation with God, Spouse & Eternity"" / More Details Jun 14, 2026, 12:00 p.m. – 2:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada On June 14, 2026 at 12:00noon to 2pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Management of Money Impacts Your Relationship with God, Your Spouse and Eternity. In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +13 more Registration Closed Thu, Apr 09 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Apr 09, 2026, 7:30 p.m. – Jun 25, 2026, 9:30 p.m. Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start onSept. 10-Nov. 26, 2026 +57 more Registration Closed Sun, Mar 22 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -Handling Money God's Way-(In-Person Only ) (Meta Registration) / More Details Mar 22, 2026, 6:00 p.m. – May 10, 2026, 8:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada Starting March 22, 2026, 6pm to 8pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +4 more Registration Closed Tue, Jan 13 Eli and Tony Financial Management God's Way Small Group-Tuesday 7:00pm-9:00pm / More Details Jan 13, 2026, 7:00 p.m. EST – Feb 24, 2026, 9:00 p.m. EST Zoom Tony and Eli will be conduction another amazing small group session that will start on January 13, 2026 +54 more Registration Closed Thu, Oct 30 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way- Thursday evenings / More Details Oct 30, 2025, 7:30 p.m. – Feb 05, 2026, 9:30 p.m. Zoom October 30, 2025 to February 5, 2026- Thursday evenings +26 more Registration Closed Sun, Oct 26 Tom Copland, Josh Grant and Jonathan Grant-In-Person Only -Handling Money God's Way / More Details Oct 26, 2025, 6:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON Starting March 22, 2026, 6pm to 8pm, Tom Copland, Josh Grant and Jonathan Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. Here's the schedule: March 22, March 29, April 5, [we will skip April 12 Easter Sunda +70 more Registration Closed Sat, Oct 25 Tony Martino - In-Person Event Only - Financial Management God's Way For Men / More Details Oct 25, 2025, 9:30 a.m. – 11:15 a.m. EDT Brampton, 11613 Bramalea Rd, Brampton, ON L6R 4B7, Canada Financial Management God's Way For Men, October 25, 2025 at Hope City Church 11613 Bramalea Rd Brampton, ON L6R 0C2 Register in this link To register please scan the QR code in this link https://hopebram.infellowship.com/Forms/478721 Registration Closed Sun, Oct 19 Tom Copland, Josh Grant and Jonathan Grant - In-Person & Online -Secular vs. Biblical Perspective On Managing Money / More Details Oct 19, 2025, 6:00 p.m. – 8:00 p.m. EDT Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON Oct. 19, 2025, 6pm to 8pm, Tom Copland, Josh Grant and Jonathan Grant will conduct a workshop about Secular vs. Biblical Perspective on Managing Money , In Person and Online at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +184 more Registration Closed Tue, Sep 16 Efrain Soto and Tom Leonard- Financial Management God's Way- Tuesday, 7:30pm to 9:30pm / More Details Sep 16, 2025, 7:30 p.m. EDT – Dec 02, 2025, 9:30 p.m. EST Zoom Starting September 16, 2025- Dec. 2, 2025. every Tuesday at 7:30pm to 9:30pm, Efrain Soto, Tom Copland and Tom Leonard , will be leading an in-depth biblical financial study titled "Financial Management God's Way” via Zoom. +99 more Registration Closed Sat, Jul 12 Christine Kewallal Small Group-Financial Management God's Way- Saturday, 10am-12noon / More Details Jul 12, 2025, 10:00 a.m. EDT – Oct 04, 2025, 12:00 p.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on July 12, 2025 +12 more Registration Closed Sat, Mar 29 Christine Kewallal Small Group-Financial Management God's Way / More Details Mar 29, 2025, 10:00 a.m. EDT – Jun 21, 2025, 12:00 p.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on July 12, 2025 +27 more Registration Closed Thu, Feb 20 Alexandra and Joyce Financial Management God's Way Small Group / More Details Feb 20, 2025, 7:30 p.m. EST – May 08, 2025, 9:30 p.m. EDT Zoom Alexandra King and Joyce Rustenburg, small group leaders, will be leading an in-depth biblical financial study titled "Financial Management God's Way” on Zoom. +27 more Load More Sat, Jun 06 Christine Kewallal Small Group-Financial Management God's Way- Saturday, 10am-12noon / More Details Jun 06, 2026, 10:00 a.m. EDT – Aug 29, 2026, 12:00 p.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on June 6, 2026 +21 more Wed, Jun 17 Alexandra and Joyce Financial Management God's Way Small Group / More Details Jun 17, 2026, 7:00 p.m. EDT – Sep 02, 2026, 9:00 p.m. EDT Zoom Alexandra King and Joyce Rustenburg, small group leaders, will be leading an in-depth biblical financial study titled "Financial Management God's Way” on Zoom. +24 more Thu, Aug 27 Tom Copland-Management of Money Impacts Your Relationship with God, Spouse and Eternity" / More Details Aug 27, 2026, 11:00 a.m. – 12:00 p.m. Muskoka Bible Centre ️, 8 Pioneer Ave, Huntsville, ON P1H 2J3, Canada Tom has been teaching God's word on finances since 1982 and his financial moments are aired on approximately 200 radio stations and seven TV stations across Canada and some northern United States. Tom is the founder and president of Copland Financial Ministries. +3 more Thu, Sep 10 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Sep 10, 2026, 7:30 p.m. – Nov 26, 2026, 9:30 p.m. Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start on Sept. 10-Nov. 26, 2026 +3 more Tue, Oct 06 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way- Tuesday evenings / More Details Oct 06, 2026, 7:30 p.m. – Dec 15, 2026, 9:30 p.m. Zoom October 6, 2026 to December 15, 2026- Tuesday evenings

Giving to God’s work is an investment with eternal rewards for both the giver and the beneficiaries of the gift. In regard to the giver, Jesus said: “For the Son of Man is going to come in his Father’s glory with his angels, and then he will reward each person according to what he has done” (Matthew 16:27). Giving to God's Work Produces Eternal Benefits Back to Investing By: Tom Copland October 19, 2021 Giving to God’s work is an investment with eternal rewards for both the giver and the beneficiaries of the gift. In regard to the giver, Jesus said: “For the Son of Man is going to come in his Father’s glory with his angels, and then he will reward each person according to what he has done” (Matthew 16:27). There are also eternal benefits for the recipients of the gift. For example, when you give money to an evangelical organization (including your church), and through that organization, someone accepts Jesus Christ as personal Savior, then that individual will be in heaven for eternity. Although investing to provide for future family needs is something that God wants us to do (1 Timothy 5:8), giving to God’s work is even more important, as it stores up “treasures in heaven.” Jesus said, “Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal” (Matthew 6:19, 20). It is easy to become focused on building your portfolio. However, investments are temporary: “For we brought nothing into the world, and we can take nothing out of it” (1 Timothy 6:7). As God blesses your investments, avoid hoarding. Jesus warned, “Be on your guard against all kinds of greed; a man’s life does not consist in the abundance of his possessions” (Luke 12:15). I recommend that at least two times per year, you obtain an update of the fair market value of your investments, and ensure that you are giving at least 10 percent of the increased value of those investments to God’s work, in addition to any giving of your regular personal income. Remember, the tithe is the smallest percentage mentioned anywhere in scripture, and the emphasis in God’s Word is to give generously. (See Luke 6:38 and Matthew 13:44–46). Note that when Zacchaeus became a believer, he gave 50 percent of his assets in demonstration of his thankfulness for salvation in Christ (Luke 19:8). God instructs us to give him “the first fruits.” Proverbs 3:9 states, “Honour the LORD with your wealth, with the first fruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine.” When we make giving to God’s work a priority, God has promised that he will bless us financially. If you make giving to God’s work a priority, God has promised that he will entrust you with even more money (2 Corinthians 9:6). Why? So you can spend it on yourself or hoard it? No, God’s purpose for entrusting you with more money is that you can give even more to his work! Now [God] who supplies seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness. You will be made rich in every way so that you can be generous on every occasion, and through us, your generosity will result in thanksgiving to God.” (2 Corinthians 9:10–11, emphasis added) Jesus promised that if we sacrifice now, the return on our investment (as a result of giving to God’s work) will be a hundredfold in eternity! “And everyone who has left houses or brothers or sisters or father or mother or children or fields for my sake will receive a hundred times as much and will inherit eternal life.” (Matthew 19: 29, emphasis added) Remember, there is absolutely no earthly investment that provides a hundredfold return and is guaranteed by God! In summary, although it is important to save and invest in providing for future family needs, always make investing in God’s work a priority, as it will produce eternal benefits! Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More

Thank you so much for your prompt response; much appreciated. I will be checking out the website. Praise God for the work you guys are doing for The Body of Christ. Back to Testimonials Praise God for the work Thank you so much for your prompt response; much appreciated. I will be checking out the website. Praise God for the work you guys are doing for The Body of Christ. Anonymous Previous Next

I couldn't express enough how grateful I am to have Christine, and now Ton, helping us. Christine is incredibly skilled, creative and the most amazing blessing in so many ways! Back to Testimonials Sincerest thanks and may the Lord continue to bless you, your family and Copland financial ministries. Dear Tom, I couldn't express enough how grateful I am to have Christine, and now Ton, helping us. Christine is incredibly skilled, creative and the most amazing blessing in so many ways! I'm not exaggerating, in any way, that my life is so much fuller with her in it. Her help and wonderful person she is are a miracle in motion. I am/we are so incredibly blessed to have made this connection through you. I was near to giving up, in my own affairs, but feel so much hope moving forward. And, especially relieved and thankful for help with Paul's affairs. Sincerest thanks and may the Lord continue to bless you, your family and Copland financial ministries. SR & PN Stouffville Ontario Canada Previous Next

Just watched your program on Vision TV ….and was so encouraged by your very Christ centred & biblical teaching . Back to Testimonials You truly a servant of God Just watched your program on Vision TV ….and was so encouraged by your very Christ centred & biblical teaching . You a truly a servant of God . I will pray for you as the Lord leads …for His protection , & guidance …in all He leads you to do . The Lord bless you and keep you ! In Christ Jesus our Lord. Janet, St. Catharines Ontario" Janet St. Catharines Ontario Previous Next

God admonishes us to obtain counsel. Proverbs 12:15 states, “The way of a fool is right in his own eyes, But a wise man is he who listens to counsel” (NASB), and Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers, they succeed.” Obtain Biblical Counsel Back to Investing By: Tom Copland October 19, 2021 God admonishes us to obtain counsel. Proverbs 12:15 states, “The way of a fool is right in his own eyes, But a wise man is he who listens to counsel” (NASB), and Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers, they succeed.” God recommends that we obtain biblical counsel from a godly investment adviser and God’s Word. Blessed is the man who does not walk in the counsel of the wicked or stand in the way of sinners or sit in the seat of mockers. But his delight is in the law of the LORD, and on his law, he meditates day and night. He is like a tree planted by streams of water, which yields its fruit in season and whose leaf does not wither. Whatever he does prosper. (Psalm 1:1–3) I believe that the following are excellent sources of godly biblical counsel. 1. First, and foremost, spend quality time with the Lord in prayer and ask God to reveal his counsel to you through the Holy Spirit. “But Jehoshaphat also said to the king of Israel, ‘First seek the counsel of the LORD.’” (1 Kings 22:5) God has promised that he will provide his counsel and direction in all matters, including investing. “I will instruct you and teach you in the way you should go; I will counsel you and watch over you.” (Psalm 32:8) 2. Meditate on God’s Word to ensure that any proposed investment is within biblical guidelines. “Your statutes are my delight; they are my counsellors.” (Psalm 119:24) For example, use minimal debt, or ideally no debt, as God’s Word discourages the use of debt (Proverbs 22:7). The use of debt increases the risk and the volatility of your portfolio. 3. In addition, before making any major decision, seek the advice of two or three godly investment counsellors/advisers. In my view, an appropriate definition for such a person would be as follows: a spiritually mature Christian who understands and applies God’s investment principles (Psalm 111:10), has a close personal relationship with God (John 15), has the necessary practical investment knowledge (Proverbs 24:3, 4) and habitually puts the interests of clients first (Philippians 2:3, 4. I believe that one of your investment counsellors should be your spouse (Genesis 2:24), even if he or she has limited investment knowledge. God, through his Holy Spirit, can give his peace or lack of peace to an objective spouse who is not emotionally excited about or biased against a particular investment. After obtaining the counsel outlined above, it is your responsibility to pray and ask God to give you his wisdom (James 1:5) in weighing that advice. Proverbs 14:15 states, “A simple man believes anything, but a prudent man gives thought to his steps.” In summary, before making any major investment decision, I recommend that you seek counsel, from God and his Word, two or three godly investment advisers, and from your spouse. Proceed only after God has given you his peace and his wisdom in respect to that particular investment decision. Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More

God has spoken to me through this workshop series by allowing me to better understand how to manage the money he’s entrusted to me. I’ve been actively consulting with Christ regarding all financial decisions. Establishing a budget has allowed me to get a sense of what I can afford. The case studies allow us to explore real life situations in which non-biblical principles can lead to financial ruin. Tom is an inspiration and great leader. I’ve taken his workshops several times and I always learn something new. Thank you! Back to Testimonials God has spoken to me God has spoken to me through this workshop series by allowing me to better understand how to manage the money he’s entrusted to me. I’ve been actively consulting with Christ regarding all financial decisions. Establishing a budget has allowed me to get a sense of what I can afford. The case studies allow us to explore real life situations in which non-biblical principles can lead to financial ruin. Tom is an inspiration and great leader. I’ve taken his workshops several times and I always learn something new. Thank you! S.G. Toronto, ON Previous Next

Dear Tom, Just watched you again on Vision TV. As a Christian widow, I truly appreciated your insight and biblical wisdom. Thank you for your spiritual wisdom, prayers, and encouragement to store up treasures in heaven. People need to stay in the scriptures for their source of truth and I sense this in your ministry!! May the Lord bless you in your ministry. Back to Testimonials Thank you for your spiritual wisdom and prayers Dear Tom, Just watched you again on Vision TV. As a Christian widow, I truly appreciated your insight and biblical wisdom. Thank you for your spiritual wisdom, prayers, and encouragement to store up treasures in heaven. People need to stay in the scriptures for their source of truth and I sense this in your ministry!! May the Lord bless you in your ministry. J.E. St. Catherine's, ON, Canada Previous Next

When dealing with an important financial decision, it is critical to obtain counsel from God. Why? “To God belong wisdom and power; counsel and understanding are his.” (Job 12:13) Back to Counsel & Wisdom From God By: Tom Copland June 15, 2020 When dealing with an important financial decision, it is critical to obtain counsel from God. Why? “To God belong wisdom and power; counsel and understanding are his.” (Job 12:13) Too often we believe that we have to figure things out on our own, but this is not God’s will. God wants us to seek his counsel on any important decision: “But Jehoshaphat also said to the king of Israel, ‘First seek the counsel of the LORD’” (1 Kings 22:5). Isaiah described God as “wonderful in counsel and magnificent in wisdom” (Isaiah 28:29). God’s wisdom will be invaluable in making any financial decision. “The LORD gave Solomon wisdom, just as he had promised him.” (1 Kings 5:12) Similarly, today God will provide his wisdom if we ask in faith. James 1:5 states: “If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him.” If you want true financial wisdom, the starting point is to have the utmost respect for God—that is “the fear of God.” Proverbs 9:10 states, “The fear of the LORD is the beginning of wisdom, and knowledge of the Holy One is understanding.” If you do not have a personal relationship with God (“knowledge of the holy one”), you will never be able to access true financial wisdom. If you do have a personal relationship with God (Revelation 3:20), it is critical that you study God’s Word for his financial principles and spend quality time with God in prayer listening to his voice. God instructed Job, “Listen to me, be silent, and I will teach you wisdom” (Job 33:33). Jesus said, “My sheep listen to my voice; I know them, and they follow me” (John 10:27). Many times God will speak to us by providing verses from his Word that clearly indicate his wisdom and his direction in a particular situation. For example, God’s admonition to plan ahead (Luke 14:28–30), the dangers of debt (Proverbs 22:7), and the importance of giving to God’s work (Proverbs 3:9, 10) can all provide specific direction in certain situations. However, sometimes there are no verses that specifically apply to your financial decision. Then the only option is to spend quality time with God in prayer, seeking God’s wisdom and direction. God has promised that he will direct us (Psalm 32:8) and provide his wisdom (James 1:5). A committed Christian who has a close personal relationship with God and who spends quality time with God on a regular basis can hear God’s gentle whisper (1 Kings 19:12) and discern God’s will for his life. Whenever I am faced with any important decision, I spend quality time with the Lord, seeking God’s wisdom and direction. I use a spiritual journal to document my prayer requests and what I believe the Lord is saying to me. Specifically, I ask God to speak to my heart and mind and protect me from the enemy and my own selfish desires. I regularly review my journal, and if there is consistency in terms of what God has been saying to me, in faith I accept that as being God’s will for my life and act accordingly. When I have listened and implemented God’s wisdom and God’s specific direction in any financial decision, history has shown that it was the best decision. In summary, whenever you face an important financial decision, you need to “first seek the counsel of the Lord” through prayer and listen to God’s directive for you. God has promised that he will provide his wisdom and his direction to us when we sincerely seek to do his will. Previous Article Next Article More Topics Priorities Read More Stewardship Principle Read More Debt Principles Read More