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I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you in your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23-year-old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you! cheers! Back to Testimonials I can't wait to tell people I know about you! I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you in your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23-year-old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you! cheers! Anonymous Previous Next

It is a common saying that you can determine an individual’s true priorities by reviewing how she or he spends time and money. Although people may say that their relationships with God and their families are of greatest importance to them, sometimes their Day-Timer or checkbook indicates otherwise. Back to Priorities A Spiritual Barometer By: Tom Copland June 13, 2020 It is a common saying that you can determine an individual’s true priorities by reviewing how she or he spends time and money. Although people may say that their relationships with God and their families are of greatest importance to them, sometimes their Day-Timer or checkbook indicates otherwise. I believe that how an individual handles money is an external visible indicator of an internal spiritual condition. As a practical matter, I believe that answering the following questions can help you determine where you are at spiritually in regard to your finances. 1. Do you give “the first fruits” to God’s work, or does God get the leftovers? Proverbs 3:9, 10 states, “Honor the LORD with your wealth, with the first fruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine.” The guideline in scripture is to give at least 10 percent of your income to God’s work. 2. Do you borrow money without consulting God? God warns that those who borrow money may become a servant to the lender: “The borrower is a servant to the lender” (Proverbs 22:7). 3. Do you feel envious or jealous of what other people have materially? Exodus 20:17 warns against this. 4. When you have a material need or want, do you pray and wait patiently for God to provide in a manner that is glorifying to Him? Psalm 37:7 states, “ Be still before the LORD and wait patiently for Him.” 5. Have you developed and implemented a budget? A budget is simply a tool used for financial planning. In his illustration of building a tower (Luke 14:28–30), Jesus makes it clear that if we don’t plan ahead, we are foolish. 6. Are you content with God’s provision, or do you constantly want more? “But godliness with contentment is great gain... But if we have food and clothing, we will be content with that.” (1 Timothy 6:6, 8) 7. Do you spend quality time with God in prayer and reading God’s Word before you make any major financial decision? God has promised that he will direct us: “I will instruct you and teach you in the way you should go; I will counsel you and watch over you” (Psalm 32:8). May I encourage you to spend some quality time in prayer with God right now and ask him to reveal any areas of your life that God would like you to change in regard to your finances. Previous Article Next Article More Topics Investing Counsel & Wisdom Stewardship Principle Read More Read More Read More

Discover how God is Blessing! with cfm services. Explore financial management God's way through cfm services and support our growing ministry. God is Bless ing! An update on how God is spreading His Word on finances Media Reach Radio The Financial Moments are on 155 radio facilities across Canada and northern United States. Tom's half-hour shows are on 15 radio stations across Canada, including WDCX radio in Buffalo. Praise God! TV Tom's half-hour programs and Financial Moments continue to be aired on Miracle Channel (Western Canada), Yes TV (Ontario, Calgary, and Edmonton), Vision TV (nationwide), Faith TV (based in Winnipeg), and Joy TV (based in Vancouver). Reach Between the financial moments and the one half hour radio and TV shows, we are reaching between 1,500,000 and 2,000,000 people every week. That's the hand of the Lord! Financial Management God's Way Courses Although COVID 19 has created a number of challenges, it has also resulted in opportunities. For example, Tom led an 11-week webinar titled "Financial Management God's Way for Singles". We averaged between 75 and 100 people on each session, and the attendees were from coast-to-coast in Canada and some from the United States. Financial Ministry is growing Tom I'm glad to hear that the financial ministry is growing and changing people's lives all over the world. Taking your course actually broke a stronghold in my life, I really believe that. I also developed a new money mindset. I am learning to walk in God's ways of managing money. J.C. Waterloo, ON, Canada I wish I had learned these principles sooner My knowledge and understanding of God's financial principles has profoundly changed. The bible is a wealth of information on how we should wisely think and then manage our finances. I have been so culturally accustomed to secular thinking about finances that I was not even aware of the detrimental impact that it had on my relationship with God. My involvement in this study has benefitted my personal relationship with God. As mentioned in the workshop by Tom, 'if our hearts are dominated by money and related problems, how can we love God with all our heart?' I wish I had learned these principles sooner. I would encourage everyone to take this workshop. L.G. Toronto, ON, Canada Thank you for sharing your testimony Thank you Tom. The teaching session was really helpful and thank you for sharing your testimony. I really needed to hear many the things that were being taught and discussed. You're a great example of faithfulness to the Lord. R.S. Prince George, BC, Canada Biblical-Based Financial Counseling Between Tom and his small group leaders/financial coaches, we provided biblically-based financial advice on a ministry basis at no charge to over 1,000 people during the last year (that's up from 750 last year). Tom's New Book! God enabled Tom to write a new book. It's titled "Financial Moments: Biblical Principles That Will Transform How You Manage Money". Castle Quay is the publisher, and the book will be distributed to Canada & United States – 17 countries in total! If you are interested in a physical copy of this book, you can purchase it here . Half-Hour Programs We recorded several new half-hour radio and TV programs including: "The Dangers of Cosigning", "Management of Money Impacts Relationship with Spouse", and "Investing God's Way" along with numerous new Financial Moments. We continue with the half-hour TV shows on Vision TV (nationwide), Joy TV (based in Vancouver. BC), and Faith TV (based in Winnipeg. MB) as well as the half-hour shows on WDCX Radio (Buffalo/Toronto, ON), half-hour shows on Faith FM radio stations in London, Kitchener and Woodstock and 10 radio stations in Eastern Canada, as well as Focus on the Family on Wednesdays and weekends praise God! This year, God opened the door for the half-hour shows to go on YES TV Ontario, Calgary and Edmonton as well as Miracle Channel in Western Canada, thus reaching thousands of people in Western Canada. Consider Giving to Copland Financial Ministries As usual, Tom receives no remuneration whatsoever, and almost all the people involved in the ministry are volunteers, however, there are significant radio and TV costs, and so we would encourage you to prayerfully consider giving to this ministry. Of interest, we have a donor who will match all donations, so when you give your funds, they are immediately doubled. If you can, automatic monthly donations are best as it allows us to predict our cash flow better or if you prefer to do a one-time donation, all donations are appreciated. To give, go to our website or send a check to: Copland Financial Ministries 325 Renfrew Drive, Suite 301 Markham, ON L3R 9S8 Canada If you have questions, send an email to tcopland@zing-net.ca . We are registered with Canada Revenue Agency and will issue donation receipts. In Matthew 16:27, Jesus said, "For when the Son of Man returns in his father's glory with his Angels, he will reward each person according to what they have done". Thank you for your prayers and financial support! Copland Financial Ministries

Jesus said, “Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store PRIORITIES-TREASURES IN HEAVEN I believe that “treasures on earth” include money and material things. Back to Priorities Treasures in Heaven By: Tom Copland June 13, 2020 Jesus said, “Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store PRIORITIES-TREASURES IN HEAVEN I believe that “treasures on earth” include money and material things. These are the things that we tend to prize during our lifetime but that will have no importance when we get to heaven. The apostle Paul made it clear: “For we brought nothing into the world, and we can take nothing out of it” (1 Timothy 6:7). On the other hand, “treasures in heaven” include things that will be important to us when we get to heaven. I believe that “treasures in heaven” include salvation (as one’s salvation will last for eternity) and the rewards in heaven that God promises to his faithful stewards. The concept of rewards in heaven is difficult to grasp in concrete terms because we don’t really know what heaven will be like, and scripture does not explicitly describe heavenly rewards. However, it is important to realize that what we do here on earth does have an effect on what awaits us in heaven. 1 Timothy 4:7 tells us that “godliness has value for all things, holding promise for both the present life and the life to come.” Godliness includes the way we handle our finances. We read about treasures in heaven again in 1 Timothy 6:18, 19: “Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way, they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.” In the Parable of the Talents, the concept of rewards is specifically linked to faithful financial stewardship. To servants who have been faithful stewards, God has promised that he will put them “in charge of many things” and that they will enjoy happiness with their master. Jesus said, “Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!” (Matthew 25:21). As human beings, it is easy to get focused on money and material things that we can enjoy while we are here on earth. However, because money and material things are temporary, it is the wise Christian who focuses on “treasures in heaven.” Colossians 3:1, 2 states, “Since, then, you have been raised with Christ, set your hearts on things above, where Christ is seated at the right hand of God. Set your minds on things above, not on earthly things.” May I encourage you to take a few minutes right now and pray, asking God to reveal to you how you need to adjust your focus from treasures on earth to treasures in heaven. Previous Article Next Article More Topics Investing Counsel & Wisdom Stewardship Principle Read More Read More Read More

Tom you are without a doubt one of the most humble people I have ever had the privilege to listen to. That has to be the reason why the Holy Spirit draws so many people to your teachings, He is your partner. Have a great evening. God Bless. Back to Testimonials Thank You Tom and God Bless You. I keep you in my Prayers Tom you are without a doubt one of the most humble people I have ever had the privilege to listen to. That has to be the reason why the Holy Spirit draws so many people to your teachings, He is your partner. Have a great evening. God Bless. D.W.P. Shawville Québec, Canada Previous Next

Discover the Copland Budgeting System for proper budgeting. Enhance your financial skills with our Copland Excel Budget Template today! Copland Budgeting System Copland Excel Budget Template Excel Budget Template Written Explanation about Copland Budgeting System (PDF) How to Use the Copland Excel Budget Template How to Use the Copland Excel Budgeting System Template Play Video Share Whole Channel This Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Search videos Search video... Now Playing Overview 01:55 Play Video Now Playing CFM- Budgeting System-Form 1- Assets and Liabilities 03:15 Play Video Now Playing Form 2 01:07 Play Video Now Playing Form 3 03:49 Play Video Now Playing Form 4 03:05 Play Video Now Playing Form 5 04:18 Play Video Now Playing Form 6 08:11 Play Video Now Playing Form 7 00:47 Play Video Initial budget, typical budget, budget where downsizing is necessary

While I have been aware of the workshop for a long time, I continually put it off because I was embarrassed, and to be honest, refused to submit to God’s truth. I learned that I was not alone. I am already making better choices but recognize that’s is a long way to go. Back to Testimonials I learned that I was not alone While I have been aware of the workshop for a long time, I continually put it off because I was embarrassed, and to be honest, refused to submit to God’s truth. I learned that I was not alone. I am already making better choices but recognize that’s is a long way to go. J.B. Alliston, Ontario Previous Next

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I am doing your 4 part financial online course. I am so blessed to be apart of this course. My financial situation is a burden to me and I am so encouraged by these sessions. I saw you on TV about a year ago and have blessed since.  Praying the Lord will continue to bless you abundantly as you help us with our financial situation so that we can have peace and joy as Children of God. Back to Testimonials My financial situation is a burden to me I am doing your 4 part financial online course. I am so blessed to be apart of this course. My financial situation is a burden to me and I am so encouraged by these sessions. I saw you on TV about a year ago and have blessed since. Praying the Lord will continue to bless you abundantly as you help us with our financial situation so that we can have peace and joy as Children of God. D.S. 18 Cloverlawn Street, Brampton Ontario, Canada Previous Next

I have learned how to manage my finance according Biblical Principles . It has been an eye open experience for me. Back to Testimonials Thank you Copland Financial Ministries I would like to Thank Copland Financial Ministries, Tom Copland and Randy Ziegenhagel for this amazing teaching on Financial Management God’s Way for Women. I have learned how to manage my finance according Biblical Principles . It has been an eye open experience for me. R.G. Previous Next

Discover exciting financial online webinar events with Finance Tutor. Stay updated on the latest financial online webinar opportunities today! What's On at Copland Financial Ministries Upcoming Events Sat, Jan 31 Christine Kewallal Small Group-Financial Management God's Way- Saturday, 9:30am-11:30am / More Details Jan 31, 2026, 9:30 a.m. EST – Apr 25, 2026, 11:30 a.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on January 31-April 25, 2026 +32 more Sun, Mar 22 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -Handling Money God's Way-(In-Person Only ) / More Details Mar 22, 2026, 6:00 p.m. – May 10, 2026, 8:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada Starting March 22, 2026, 6pm to 8pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +59 more Sun, Mar 22 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -Handling Money God's Way-(In-Person Only ) (Meta Registration) / More Details Mar 22, 2026, 6:00 p.m. – May 10, 2026, 8:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada Starting March 22, 2026, 6pm to 8pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +4 more Thu, Apr 09 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Apr 09, 2026, 7:30 p.m. – Jun 25, 2026, 9:30 p.m. Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start on April 9-June 25, 2026 +21 more Registration Closed Tue, Jan 13 Eli and Tony Financial Management God's Way Small Group-Tuesday 7:00pm-9:00pm / More Details Jan 13, 2026, 7:00 p.m. EST – Feb 24, 2026, 9:00 p.m. EST Zoom Tony and Eli will be conduction another amazing small group session that will start on January 13, 2026 +54 more Registration Closed Thu, Oct 30 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way- Thursday evenings / More Details Oct 30, 2025, 7:30 p.m. – Feb 05, 2026, 9:30 p.m. Zoom October 30, 2025 to February 5, 2026- Thursday evenings +26 more Registration Closed Sun, Oct 26 Tom Copland, Josh Grant and Jonathan Grant-In-Person Only -Handling Money God's Way / More Details Oct 26, 2025, 6:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON Starting March 22, 2026, 6pm to 8pm, Tom Copland, Josh Grant and Jonathan Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. Here's the schedule: March 22, March 29, April 5, [we will skip April 12 Easter Sunda +70 more Registration Closed Sat, Oct 25 Tony Martino - In-Person Event Only - Financial Management God's Way For Men / More Details Oct 25, 2025, 9:30 a.m. – 11:15 a.m. EDT Brampton, 11613 Bramalea Rd, Brampton, ON L6R 4B7, Canada Financial Management God's Way For Men, October 25, 2025 at Hope City Church 11613 Bramalea Rd Brampton, ON L6R 0C2 Register in this link To register please scan the QR code in this link https://hopebram.infellowship.com/Forms/478721 Registration Closed Sun, Oct 19 Tom Copland, Josh Grant and Jonathan Grant - In-Person & Online -Secular vs. Biblical Perspective On Managing Money / More Details Oct 19, 2025, 6:00 p.m. – 8:00 p.m. EDT Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON Oct. 19, 2025, 6pm to 8pm, Tom Copland, Josh Grant and Jonathan Grant will conduct a workshop about Secular vs. Biblical Perspective on Managing Money , In Person and Online at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +184 more Registration Closed Tue, Sep 16 Efrain Soto and Tom Leonard- Financial Management God's Way- Tuesday, 7:30pm to 9:30pm / More Details Sep 16, 2025, 7:30 p.m. EDT – Dec 02, 2025, 9:30 p.m. EST Zoom Starting September 16, 2025- Dec. 2, 2025. every Tuesday at 7:30pm to 9:30pm, Efrain Soto, Tom Copland and Tom Leonard , will be leading an in-depth biblical financial study titled "Financial Management God's Way” via Zoom. +99 more Registration Closed Sat, Jul 12 Christine Kewallal Small Group-Financial Management God's Way- Saturday, 10am-12noon / More Details Jul 12, 2025, 10:00 a.m. EDT – Oct 04, 2025, 12:00 p.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on July 12, 2025 +12 more Registration Closed Sat, Mar 29 Christine Kewallal Small Group-Financial Management God's Way / More Details Mar 29, 2025, 10:00 a.m. EDT – Jun 21, 2025, 12:00 p.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on July 12, 2025 +27 more Registration Closed Thu, Feb 20 Alexandra and Joyce Financial Management God's Way Small Group / More Details Feb 20, 2025, 7:30 p.m. EST – May 08, 2025, 9:30 p.m. EDT Zoom Alexandra King and Joyce Rustenburg, small group leaders, will be leading an in-depth biblical financial study titled "Financial Management God's Way” on Zoom. +27 more Registration Closed Tue, Nov 19 Tony and Eli - Financial Management God's Way / More Details Nov 19, 2024, 7:00 p.m. EST – Feb 18, 2025, 9:00 p.m. EST Zoom Tony and Eli will be conduction another amazing small group session that will start on November 19, 2024 +30 more Registration Closed Thu, Oct 24 Randy Ziegenhagel and Al McClaney - Financial Management God’s Way / More Details Oct 24, 2024, 7:30 p.m. – Jan 30, 2025, 9:30 p.m. Zoom +47 more Registration Closed Sat, Sep 21 Christine Kewallal Small Group-Financial Management God's Way / More Details Sep 21, 2024, 10:00 a.m. EDT – Dec 14, 2024, 12:00 p.m. EST Zoom Christine will be leading another small group about Financial Management that will start on Sept. 21, 2024 +59 more Registration Closed Fri, Jun 14 Financial Management God's Way Small Group- Alexandra and Joyce / More Details Jun 14, 2024, 8:00 p.m. EDT – Aug 30, 2024, 10:00 p.m. EDT Zoom Alexandra King and Joyce Rustenburg, small group leaders, will be leading an in-depth biblical financial study titled "Financial Management God's Way” on Zoom. +21 more Registration Closed Sat, Jun 08 Meeting in Person and Online with Tony, Eli and Russel-Biblically Based Estate Planning / More Details Jun 08, 2024, 9:00 a.m. – 1:00 p.m. Ajax Alliance Church, 115 Ritchie Ave, Ajax, ON L1S 7E8, Canada This small group will meet Saturday from 9AM - 1 PM EST (Toronto time) on June 8, 2024 at Ajax Alliance Church, 115 Ritchie Ave Ajax, Ontario L1S 7E8. I't also available via live streaming in this link https://www.youtube.com/@AjaxAllianceChurch/streams +83 more Load More Sat, Jan 31 Christine Kewallal Small Group-Financial Management God's Way- Saturday, 9:30am-11:30am / More Details Jan 31, 2026, 9:30 a.m. EST – Apr 25, 2026, 11:30 a.m. EDT Zoom Christine will be leading another small group about Financial Management that will start on January 31-April 25, 2026 +32 more Sun, Mar 22 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -Handling Money God's Way-(In-Person Only ) / More Details Mar 22, 2026, 6:00 p.m. – May 10, 2026, 8:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada Starting March 22, 2026, 6pm to 8pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +59 more Sun, Mar 22 Tom Copland, Jonathan Grant , Josh Grant & Elijah Grant -Handling Money God's Way-(In-Person Only ) (Meta Registration) / More Details Mar 22, 2026, 6:00 p.m. – May 10, 2026, 8:00 p.m. Emmanuel Baptist Church, 300 Coldwater Rd W, Orillia, ON L3V 6X5, Canada Starting March 22, 2026, 6pm to 8pm, Tom Copland, Jonathan Grant,Josh Grant & Elijah Grant will conduct a workshop about Handling Money God's Way In Person only at Emmanuel Baptist Church, 300 Coldwater Rd., Orillia, ON. +4 more Thu, Apr 09 Tom Leonard and Michael Howes Small Group-Financial Management God's Way- Thursdays 7:30 pm to 9:30pm / More Details Apr 09, 2026, 7:30 p.m. – Jun 25, 2026, 9:30 p.m. Zoom Tom Leonard and Michael will be leading a small group about Financial Management that will start on April 9-June 25, 2026 +21 more

Learn how to manage your money based on Biblical principles. If you have financial questions, let us know and Tom Copland or one of our trained financial coaches will advise you. God's Financial Wisdom for churches and Church Leaders Session 1: God’s Wisdom on Debt & Saving Learn to Listen to God & Discerning God’s will. Sessions 1- God's wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 1 Sessions 2 - God s wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 2: Budgeting, Raising Funds Teaching Members God’s financial Wisdom and Questions before Borrowing Session 2 Sessions 3 God's wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 3: Church Case Studies You've been faithful with a few things. I'll. I'll trust you, with you, with many things. Come and share your master's happiness. Session 2