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A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM. God bless you. Back to Testimonials A man was in the depths of despair A man was in the depths of despair and psyched himself to drive his car into the water to commit suicide. He said the only station that would come in was CJLU 93.9. He specifically heard Tom Copland and decided against killing himself. He gave his life to Christ and has been a Christian now for a year and a half. He talked about the Bibles he has been giving out to people and how he now attends a local church. He called the station this week to share his testimony. Thank you for airing Financial Moments on Harvesters FM. God bless you. J.L. (Radio Host) Eastern Canada Previous Next

God has spoken to me through this workshop series by allowing me to better understand how to manage the money he’s entrusted to me. I’ve been actively consulting with Christ regarding all financial decisions. Establishing a budget has allowed me to get a sense of what I can afford. The case studies allow us to explore real life situations in which non-biblical principles can lead to financial ruin. Tom is an inspiration and great leader. I’ve taken his workshops several times and I always learn something new. Thank you! Back to Testimonials God has spoken to me God has spoken to me through this workshop series by allowing me to better understand how to manage the money he’s entrusted to me. I’ve been actively consulting with Christ regarding all financial decisions. Establishing a budget has allowed me to get a sense of what I can afford. The case studies allow us to explore real life situations in which non-biblical principles can lead to financial ruin. Tom is an inspiration and great leader. I’ve taken his workshops several times and I always learn something new. Thank you! S.G. Toronto, ON Previous Next

Discover expert finance tutoring with our Accountant services. Enhance your financial skills and knowledge with our experienced Accountant tutors. Want ed: We are currently in need of an intermediate or senior accountant. _______________ We are currently in need of an intermediate or senior accountant. The ideal candidate should have at least 5 years of public accounting experience and be familiar with preparing financial statements, corporate tax returns and personal tax returns for private businesses. We need an individual who is available for at least 3 to 4 days a week, and we are open to hiring someone on a full-time basis. Our preference is for the candidate to work in our office located in Markham, ON but if you live a long distance away, working remotely may be acceptable. The successful candidate would have significant experience with Caseware, Caseview, Profile tax software, and Microsoft Office. Remuneration will be based upon the individual's training and experience. One unique aspect of our firm is that we give biblically-based financial advice to clients in conjunction with accounting and tax services. If interested, please send your resume at info@copland-ca.com Also feel free to tell to your friends about this ad who you think would qualify and might be interested.

Regardless of how difficult your financial problems are, it’s important to remember that God is in control. He is the all-knowing, all-powerful, and everywhere present God. Back to Freedom from Financial Anxiety God is in Control By: Tom Copland June 15, 2020 Regardless of how difficult your financial problems are, it’s important to remember that God is in control. He is the all-knowing, all-powerful, and everywhere present God. After God miraculously provided all the materials and labor that were needed to build the temple, David acknowledged God’s sovereignty and power by praising God as follows: Everything in the heavens and earth is yours O Lord and this is your kingdom. We adore you as being in control of everything. Riches and honour come from you alone, and you are the ruler of all mankind: your hand controls power and that might and it is at your discretion that men are making great and given strength. (1 Chron. 29: 11, 12 TLB) Even if you find that the financial pressures are overwhelming and you are “at the end of your rope,” God is still in control: “The LORD has established his throne in the heavens, And His sovereignty rules over all” (Ps. 103:19 NASB). God is aware of your financial problems as he watches over you: “The LORD watches over all who love him, but all the wicked he will destroy” (Ps. 145:20). God is aware of every detail of your financial problems (Ps. 139:1–4 ). Although God did not cause your financial problems, he has allowed them to occur in your life. He has a purpose for any trials that his children encounter. Perhaps you have unknowingly violated one or more of his principles, in which case the purpose would be to teach you something. Or perhaps your financial problems may simply be the result of God “pruning” you with the objective of you “bearing more spiritual fruit”(John 15:2). Either way, God is still in control. In Isaiah 46:9–11 God says, I am God, and there is no other; I am God, and there is none like me. I make known the end from the beginning, from ancient times, what is still to come. I say: My purpose will stand, and I will do all that I please. From the east I summon a bird of prey; from a far-off land, a man to fulfill my purpose. What I have said, that will I bring about; what I have planned, that will I do. Because God is in control, we need to trust him completely and depend solely upon him for the direction and strength that we need in dealing with all of our financial problems. Previous Article Next Article More Topics Co-Signing/Surety Read More Investing Read More Priorities Read More

Learn how to manage your money based on Biblical principles. If you have financial questions, let us know and Tom Copland or one of our trained financial coaches will advise you. UPDATE - God Is Blessing! Keep Reading For A Special Offer _______________ God is continuing to expand His kingdom through Copland Financial Ministries! Here's an overview of what the Lord has done during 2022. The financial moment ministry has grown tremendously - now on 192 radio facilities and 7 TV stations across Canada and some northern United States. Between the Financial Moments and the one-half hour radio and TV shows, we are reaching an estimate of about 2.5 million people a week. Praise God!! That's the hand of the Lord! Although COVID 19 has created a number of challenges, it has also resulted in opportunities. For example, Tom developed and presented a series twice on the topic "Dealing with Inflation and High Interest Rates from a Biblical Perspective" and we had people from almost every province in the country and some from the United States. In addition, we had several small groups on Zoom going through Tom's in-depth study "Financial Management God's Way" led by various small group leaders. Here are some testimonies from people who attended these webinar/small group series: 1. “I sincerely thank you (Copland Financial Ministries) for hosting these wonderful sessions on Financial Management God's Way. I'm forever grateful! I value your insights, along with the tips you gave me. Praise the Lord who enabled me to pay off that mortgage! I'm so glad I'm mortgage-free. What a relief it is! To Him, I give all the glory for what He made happen for me.” SP Toronto, Canada 2. “Your ministry has been a great blessing to me and your email responses helped me avoid taking another loan of about 40% interest just to pay off the other debt. …I need to thank you and those who labour with you in your ministry.” NF, Brampton Ontario Canada. 3. "I attended the financial workshop and by God’s grace I was able to pay off my debts supernaturally by God’s provision. I know God transformed my situation after years of financial bondage now I am debt free and can give more and do more for His Glory. I give God the praise and glory for his direction and wisdom, and for you and your financial management course. May your ministry continue to be blessed as you speak God's word into our lives for practical use and adaptation?” SE, Toronto Canada. 4. “I would also like to thank Copland Financial Ministries, Tom Copland and Randy Ziegenhagel for this amazing teaching on Financial Management God’s Way for Women. I have learned how to manage my finances according to Biblical principles. It has been an eye open experience for me. Thanks Again! I feel truly blessed!” RG, Calgary Alberta. 5. “Dear Tom, I attended one of your courses many years ago. Your teaching and your humbleness before the Lord has stayed with me. Thanks be to God I am debt-free and I'm able to be used to help others in this world. Many thanks for your ministry.” LP, Toronto Canada 6. “I was able to start reading your book today and I’m barely into it and already feel the presence of God as I’m reading. Tom, I truly love you brother. You are such an encouragement to me and so many people. The way you include scripture throughout your writing is so timely and applicable…you teach the Bible so clearly and well. Yes, God has picked you for this ministry and I’m sure thankful for that. God bless you Tom!!” RZ, Holland Landing Ontario. 7. “Thank you for having these workshops. I didn’t realize how much I needed them and how much I needed to change. It has given me encouragement to take my financial picture more seriously and to want to use money God’s way.” AH, Edmonton Alberta. 8. “I have been blessed to be a part of this Biblical teaching! God continues to make a difference in my entire life through this workshop series, because applying Biblical principles on finances, seems to have a domino effect resulting in other areas of my life and health being improved, especially peace of mind and contentment. This teaching is EXACTLY what I need and want, and I have been learning and applying. I also let others know about it.” BG Saskatchewan, Canada. 9. “Thank you for your financial seminar I took for Singles last year. Your seminars are excellent biblical teaching that works and I am still using today. Thank you Tom and thank you God!” PH, Vancouver Canada. 10. “Tom you are without a doubt one of the most humble people I have ever had the privilege to listen to. That has to be the reason why the Holy Spirit draws so many people to your teachings, He is your partner. God Bless,” DWP, Shaw Bill Québec Canada. Expansion of the ministry. And Darlene continues to expand the ministry through our website and social media. You can follow us on Facebook, Instagram and Twitter under @biblefinance and be sure to check us out at coplandfinancialministries.org and our YouTube channel Copland Financial Ministries. Biblical-based financial counseling Between Tom and his small group leaders/financial coaches, we provided biblically-based financial advice on a ministry bases at no charge to over 1,300 people during the last year [that's up from 1,000 last year]. Hard Copy - Click here eBook - Click here - Use promo code "TOM" for 20% off God enabled Tom to write a new book it’s titled "Debt Reduction, Biblical Principles to Do with Inflation and High Interest Rates and Eliminating Debt". With the incredible increase in interest rates and inflation in the past year, the majority of people are hurting financially. However for those who have followed the biblical financial principles and have no debt, higher interest rates does not affect them. And for those who have saved according to biblical principles [Proverbs 21:20] but this surplus of cash, they will be able to handle the increased cost of living. If you are interested in a physical copy of this book you can click HERE . To purchase the eBook version, click HERE . Use the promo code "TOM" at check-out for 10% off. If you wish to have a copy of the book but cannot afford it, please reply to this email and explain your situation. If it is reasonable and you commit to reading it and pray for our ministry regularly, we will send you the book for free. NOTE: This offer only applies within Canada. Half hour programs We recorded several new half-hour radio and TV programs including: "Dealing with Inflation and High Interest Rates from a Biblical Perspective" and 3 new half-hour programs titled "Investing God's Way". You can watch these on our website www.coplandfinancialministries.org . We continue with the half-hour TV shows on Vision TV [nationwide], Joy TV [based in Vancouver, BC], and Faith TV [based in Winnipeg, MB] as well as the half-hour shows on WDCX Radio [Buffalo/Toronto, ON], half-hour shows on Faith FM radio stations in London, Kitchener and Woodstock, ON. This year, God opened the door for several additional half-hour shows to go on Miracle Channel in Western Canada, and with respect to Eastern Canada, we now have 9 half-hour programs on the Harvesters stations covering almost all of New Brunswick, Nova Scotia, and PEI. Praise God! As usual, Tom receives no remuneration whatsoever and almost all the people involved in the ministry are volunteers, however there are significant radio and TV costs, so we would encourage you to prayerfully consider giving to this ministry. [We have a donor who will match all donations so when you give your funds are immediately doubled!] Contributions can be made by automatic monthly donations or one time donations. To give, go to coplandfinancialministries.org/donate or send a check to: Copland Financial Ministries 325 Renfrew Drive, Suite 301 Markham, ON L3R 9S8, Canada We are registered with Canada Revenue Agency and will issue donation receipts. Proverbs 3:9, 10 says: "Honor the Lord with your wealth, with the first fruits of all your crops, then your barns to be filled overflowing and your vats will brim over with new wine". Thank you for your prayers and financial support! Tom Copland, President

I’d be very grateful to receive a copy of your new book on Biblical principles to deal with inflation. Thank you so much. I’ve been praying for at least 8 months now, asking God to help my son pay down a large income tax debt. I can’t tell you how much your courses are helping me. I’m learning so much. It almost seems overwhelming so I need to keep going over it. Thanks so much. May God richly bless you and your ministry. Back to Testimonials I’d be very grateful to receive a copy of your new book on Biblical principles to deal with inflation " I’d be very grateful to receive a copy of your new book on Biblical principles to deal with inflation. Thank you so much. I’ve been praying for at least 8 months now, asking God to help my son pay down a large income tax debt. I can’t tell you how much your courses are helping me. I’m learning so much. It almost seems overwhelming so I need to keep going over it. Thanks so much. May God richly bless you and your ministry." J. G. 281 Fir Lane Kemptville, Ont K0G 1J0 Previous Next

Learn how to manage your money based on Biblical principles. If you have financial questions, let us know and Tom Copland or one of our trained financial coaches will advise you. God's Financial Wisdom for churches and Church Leaders Session 1: God’s Wisdom on Debt & Saving Learn to Listen to God & Discerning God’s will. Sessions 1- God's wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 1 Sessions 2 - God s wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 2: Budgeting, Raising Funds Teaching Members God’s financial Wisdom and Questions before Borrowing Session 2 Sessions 3 God's wisdom on debt and saving for churches Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 3: Church Case Studies You've been faithful with a few things. I'll. I'll trust you, with you, with many things. Come and share your master's happiness. Session 2

I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you in your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23-year-old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you! cheers! Back to Testimonials I can't wait to tell people I know about you! I would just like to say that what you are doing is amazing! I know it is helping many people! I first saw you in your commercial. I am so happy to see a Christian giving Godly based wisdom on finances. I am also glad that I have your messages as a 23-year-old now, that way the rest of my life could be set on the right track. Thank you for what you do, I hope that it never ceases. Your love for the Lord is admirable as well, and you are a fantastic role model. I can’t wait to tell people I know about you! cheers! Anonymous Previous Next

Discover the perfect Accountant/Bookkeeping person needed for your finance needs. Ensure proper book keeping with our expert services today! Accountant/Bookkeeping Person Needed _______________ Responsibilities & Requirements: The job entails a mixture of bookkeeping, some reasonably straightforward public accounting work [including preparing financial statements corporate returns and personal returns], and an individual who is flexible enough to do some bookkeeping and some administration. Required a minimum of 3 years of accounting & bookkeeping experience, ideally working in a public accounting firm. Bookkeeping includes some bookkeeping for clients and preparation of some Excel schedules for our firm. Some of the administrative responsibilities would include Zoom meetings with clients from time to time, drop packages at the post office and some other duties. Must be proficient in MS Office including Microsoft Word, Outlook and Excel and comfortable with computers. The ideal candidate would have knowledge of QuickBooks, Sage 50, and experience with Caseware, Caseview and profile T1 and T2 software. Must have access to a vehicle and a valid G2 drivers license in order to pick up things for the office from time to time. Must be flexible as there are other tasks that could be required. Remuneration will be based upon the candidates experience and knowledge and initially we may engage their services on an independent contractor basis, and at a later date as an employee. Working hours required minimum of 7 or 8 hours per day on Monday, Tuesday, and Thursday ideally working from 12 noon to 7 PM or 8 PM. There is some flexibility here. And if the candidate can prepare financial statements, corporate tax returns, there would be 40 hours per week of work available. This role must be performed in-office, and cannot be done remotely so the successful candidate needs to be within reasonable driving distance of our Markham office. Copland CPA Professional Corporation provides accounting and tax services to private corporations and in addition, Tom Copland provides biblically-based financial advice to the clients. Our website is www.copland-ca.com

Discover how God is Blessing! with cfm services. Explore financial management God's way through cfm services and support our growing ministry. God is Bless ing! An update on how God is spreading His Word on finances Media Reach Radio The Financial Moments are on 155 radio facilities across Canada and northern United States. Tom's half-hour shows are on 15 radio stations across Canada, including WDCX radio in Buffalo. Praise God! TV Tom's half-hour programs and Financial Moments continue to be aired on Miracle Channel (Western Canada), Yes TV (Ontario, Calgary, and Edmonton), Vision TV (nationwide), Faith TV (based in Winnipeg), and Joy TV (based in Vancouver). Reach Between the financial moments and the one half hour radio and TV shows, we are reaching between 1,500,000 and 2,000,000 people every week. That's the hand of the Lord! Financial Management God's Way Courses Although COVID 19 has created a number of challenges, it has also resulted in opportunities. For example, Tom led an 11-week webinar titled "Financial Management God's Way for Singles". We averaged between 75 and 100 people on each session, and the attendees were from coast-to-coast in Canada and some from the United States. Financial Ministry is growing Tom I'm glad to hear that the financial ministry is growing and changing people's lives all over the world. Taking your course actually broke a stronghold in my life, I really believe that. I also developed a new money mindset. I am learning to walk in God's ways of managing money. J.C. Waterloo, ON, Canada I wish I had learned these principles sooner My knowledge and understanding of God's financial principles has profoundly changed. The bible is a wealth of information on how we should wisely think and then manage our finances. I have been so culturally accustomed to secular thinking about finances that I was not even aware of the detrimental impact that it had on my relationship with God. My involvement in this study has benefitted my personal relationship with God. As mentioned in the workshop by Tom, 'if our hearts are dominated by money and related problems, how can we love God with all our heart?' I wish I had learned these principles sooner. I would encourage everyone to take this workshop. L.G. Toronto, ON, Canada Thank you for sharing your testimony Thank you Tom. The teaching session was really helpful and thank you for sharing your testimony. I really needed to hear many the things that were being taught and discussed. You're a great example of faithfulness to the Lord. R.S. Prince George, BC, Canada Biblical-Based Financial Counseling Between Tom and his small group leaders/financial coaches, we provided biblically-based financial advice on a ministry basis at no charge to over 1,000 people during the last year (that's up from 750 last year). Tom's New Book! God enabled Tom to write a new book. It's titled "Financial Moments: Biblical Principles That Will Transform How You Manage Money". Castle Quay is the publisher, and the book will be distributed to Canada & United States – 17 countries in total! If you are interested in a physical copy of this book, you can purchase it here . Half-Hour Programs We recorded several new half-hour radio and TV programs including: "The Dangers of Cosigning", "Management of Money Impacts Relationship with Spouse", and "Investing God's Way" along with numerous new Financial Moments. We continue with the half-hour TV shows on Vision TV (nationwide), Joy TV (based in Vancouver. BC), and Faith TV (based in Winnipeg. MB) as well as the half-hour shows on WDCX Radio (Buffalo/Toronto, ON), half-hour shows on Faith FM radio stations in London, Kitchener and Woodstock and 10 radio stations in Eastern Canada, as well as Focus on the Family on Wednesdays and weekends praise God! This year, God opened the door for the half-hour shows to go on YES TV Ontario, Calgary and Edmonton as well as Miracle Channel in Western Canada, thus reaching thousands of people in Western Canada. Consider Giving to Copland Financial Ministries As usual, Tom receives no remuneration whatsoever, and almost all the people involved in the ministry are volunteers, however, there are significant radio and TV costs, and so we would encourage you to prayerfully consider giving to this ministry. Of interest, we have a donor who will match all donations, so when you give your funds, they are immediately doubled. If you can, automatic monthly donations are best as it allows us to predict our cash flow better or if you prefer to do a one-time donation, all donations are appreciated. To give, go to our website or send a check to: Copland Financial Ministries 325 Renfrew Drive, Suite 301 Markham, ON L3R 9S8 Canada If you have questions, send an email to tcopland@zing-net.ca . We are registered with Canada Revenue Agency and will issue donation receipts. In Matthew 16:27, Jesus said, "For when the Son of Man returns in his father's glory with his Angels, he will reward each person according to what they have done". Thank you for your prayers and financial support! Copland Financial Ministries

The following steps should enable you to learn and implement God’s investment principles. 1. Pray and depend on God for his wisdom (James 1:5) and his direction (Psalm 32:8) when investing, because no human can consistently predict the direction of the markets (James 4:13–15). Overview Back to Investing By: Tom Copland October 19, 2021 The following steps should enable you to learn and implement God’s investment principles. 1. Pray and depend on God for his wisdom (James 1:5) and his direction (Psalm 32:8) when investing, because no human can consistently predict the direction of the markets (James 4:13–15). Listen for God’s “gentle whisper” (1 Kings 19:12), because only God knows the future and God is in control (1 Chronicles 29:11, 12). 2. Develop and implement a biblically-based investment strategy that reflects God’s will for your life (Jeremiah 29:11). Understanding God’s financial principles will enable you to avoid a lot of bad investments. 3. Diversify your investments in accordance with Ecclesiastes 11:1, 2. This requires allocation of your assets into different types of investments that will likely react differently to any particular market condition, which will reduce the risk and volatility of your portfolio. (Note there are two Financial Moments on this topic.) 4. Use minimal—or ideally no—debt, because God’s Word strongly discourages the use of debt. People who use leverage aggressively will likely be forced by a lender to sell at the wrong time—when their investments have decreased in value (Proverbs 22:7). 5. Ensure that you understand the investment. Generally, people lose money when they invest in something they do not understand (Proverbs 19:2). 6. Assess your tolerance for risk, and invest accordingly. It is biblical to assume some investment risk; however, if you don’t feel comfortable with the volatility of your portfolio, then reduce your equities and increase Canada bonds. 7. Avoid “get rich quick investments” and hasty decisions. If you do not have enough time to pray and evaluate a particular investment, then do not invest. Hasty decisions are usually bad decisions (Proverbs 21:5). God recommends saving and accumulating assets over a long period of time (Proverbs 13:11). 8. Obtain biblical counsel from more than one source (Proverbs 15:22). Ensure that your investment advisers understand God’s financial principles because, unfortunately, many Christians do not, and they inadvertently give unbiblical advice (Psalm 1:1–3). 9. Ensure that your motives are godly and not worldly (Proverbs 16:2). 10. Follow God’s directives (e.g., planning, patience), not human tendencies like fear and greed. 11. Give to God’s work, as it produces eternal benefits! (Matthew 19:28, 29) 12. Keep a balanced perspective on investing (1 Timothy 6:6–8). It is appropriate to invest with the objective of saving for future needs; however, don’t overdo it—don’t spend excessive amounts of time and energy on investing, as this is not God’s will (Proverbs 23:4, 5). The above is intended to provide an overview of God’s principles with respect to investing. Further details are provided in my individual Financial Moments for each step. Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More

In my experience, the following are the common elements of a “get-rich-quick investment.” 1. There is a promise of an abnormally high rate of return. If the expected rate of return is unusually high, then the risk associated with that investment is also unusually high. Avoid "Get-Rich-Quick Investments" and Hasty Decisions Back to Investing By: Tom Copland October 19, 2021 In my experience, the following are the common elements of a “get-rich-quick investment.” 1. There is a promise of an abnormally high rate of return. If the expected rate of return is unusually high, then the risk associated with that investment is also unusually high. Hence there is a risk of very significant losses. If it sounds too good to be true, then it probably is. 2. Generally, the investor has a limited understanding of the investment. It is easier for a salesperson to sell you a high-risk investment when it is outside of your expertise. 3. It usually requires a quick decision that will prevent the potential investor from obtaining independent counsel from someone who has a thorough understanding of the investment. 4. Frequently, debt is utilized because debt increases the returns if the investment is successful; but debt also increases the losses if the investment goes sour. 5. Generally, a get-rich-quick investment is not diversified in accordance with Ecclesiastes 11:1, 2 but is focused on one investment or one sector, which increases the return if the promoters are right in their predictions, but it also increases the losses if they are wrong. God clearly warns of the dangers of trying to get rich quick: Do not wear yourself out to get rich; have the wisdom to show restraint. Cast but a glance at riches, and they are gone, for they will surely sprout wings and fly off to the sky like an eagle. (Proverbs 23:4–5) The emphasis in Scripture is to save and accumulate a little at a time over a long period of time and not to try to get rich quick. Proverbs 13:11 states, “Dishonest money dwindles away, but he who gathers money little by little makes it grow” (emphasis added). As explained in my Financial Moment titled “Investing—Assess Your Tolerance for Risk and Invest Accordingly,” it is biblical to assume some risk within your investment portfolio. However, when investors try to make a lot of money very quickly (i.e., to get rich quick), then generally they assume an excessive amount of risk and debt, and they frequently lose everything. This is not God’s will. Therefore, if someone recommends an investment that promises an abnormally high rate of return, or requires a significant portion of your portfolio, then I recommend the following: 1. Pray and ask God to direct you through his Holy Spirit. A lack of peace can be God’s way of communicating to you or your spouse that it is not God’s will for you to invest. 2. Ask God to reveal to you your motives. Motives are important to God (Proverbs 16:2). Ungodly motives include greed, covetousness, impatience, and pride; the corresponding godly motives would be generosity, contentment, patience, and humility. 3. Take the time that is required to obtain sufficient knowledge and understanding of the investment before you invest (Proverbs 28:19, 20). 4. Use godly counsellors who have the necessary experience and knowledge and will not personally profit if you decide to invest (Psalm 1:1–3). In summary, if you do not have sufficient time to complete the four suggestions above, then do not invest. Some of the best investment decisions ever made are the decisions not to invest. Hasty decisions are usually bad decisions (Proverbs 21:5). And remember, the emphasis in God’s Word is to save and accumulate assets for future needs over a long period of time—not to get rich quickly. Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More