Discover engaging workshops about financial management with our Finance Tutor. Join our featured workshop to enhance your financial skills today! Workshops Featured Workshop Featured Workshop Feb 15, 2021 webinar-Overview & Relationship With Spouse & God Play Video Feb 22, 2021-Session 2-God Wants Us To Discern His Will & Relationship With God Play Video March 1, 2021-Session 3- Learn to listen to God & Biblical Guidelines Play Video March 8 2021- Session 4-Challenges To Discerning God's Will & Tough Case Study Play Video Discerning God's Will In Managing Money Webinar Series (2021) Watch Now Share Whole Channel This Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Share Channel Info Close Discerning God's Will in Managing Money Webinar Series (2021) This webinar series covers the following topics: 1. Relationship with God & your spouse 2. God wants us to discern His Will 3. Learn to listen to God 4. Challenges to discerning God's Will Download the PDF course materials below. Download PDFs Oct. 19 and 26, 2025- Emmanuel Baptist Church Secular Person Versus Biblical Steward Watch Now June 8, 2024- Ajax Alliance Church This emphasize more on “Biblical Estate-Planning Russell and Eli Watch Now Sept. 30, 2023- Workshop This emphasize more on “Dealing with High Interest Rates and inflation from a Biblical Perspective”. Tom's Workshop at Parkway Watch Now July 19, 2023- Budgeting Tom's Zoom Webinar about Budgeting Watch Now Sept. 18- Oct. 9, 2022- Westney Baptist Church Dealing With Inflation, High Interest Rates From A Biblical Perspective And Eliminating Debt- Tom Copland and Pastor Don Symons Watch Now Oct. 31- Nov. 21, 2022 Workshop with Tom Copland Session of 1 of 4- What Can you Do to Deal with Inflation and High Interest Rates Watch Now Advanced Biblically-Based Estate Planning God's Word, the Bible, has phenomenal wisdom on finances. Watch Now Debt Reduction God's Way for Individuals God's promises and our stewardship responsibilities. Watch Now Biblical Instructions for Engaged Couples The Bible contains 500 verses on faith and 2,350 verses on money and material things. Watch Now Financial Management God's Way for Women The Bible contains about 500 verses on prayer, 500 verses on faith, and 2,350 verses that deal with money and material things. Clearly, God's Word has incredible wisdom for us in managing money! Watch Now Financial Management God's Way Webinar Are you experiencing God's peace in the area of finances? If not, you're probably not managing money God's way. Watch Now Financial Management & Debt Reduction Presented at Muskoka Bible Centre. Featuring Financial Management Impacts Relationship with Spouse and Debt Reduction God's Way. Watch Now Financial Management God's Way for Singles Paying down debt, saving for future needs, and balancing one's cash flow are often more difficult for single people compared to married couples with two incomes. Although the biblical principles are the same, the practical application of the biblical principles can be different for singles. Watch Now April 10, 2022- Budgeting The purpose of budgeting is to ensure that you spend less than you earn so that you have a surplus to pay down debt and save for future needs. A proper budgeting system will provide the “financial facts” needed in order to make wise decisions. Guesswork and "gut feel" decisions are very dangerous Watch Now April 23, 2022- Financial Management God's Way For Women Clearly God’s Word has incredible wisdom for us in managing money! But unfortunately most Christians have limited knowledge of what the Bible says on finances. Watch Now Featured Workshop 2

Just watched your program on Vision TV ….and was so encouraged by your very Christ centred & biblical teaching . Back to Testimonials You truly a servant of God Just watched your program on Vision TV ….and was so encouraged by your very Christ centred & biblical teaching . You a truly a servant of God . I will pray for you as the Lord leads …for His protection , & guidance …in all He leads you to do . The Lord bless you and keep you ! In Christ Jesus our Lord. Janet, St. Catharines Ontario" Janet St. Catharines Ontario Previous Next

I’m reading through that book by Tom Copland. Wow is it good and wow did I break so many principles of God! It’s very confusing as I thought this was the will of the Lord how it came about but he says at the beginning that Tom said God uses financial issues as trials as well. Back to Testimonials Financial Moments, Biblical Principles That Will Transform How You Manage Money Adam - I’m reading through that book by Tom Copland. Wow is it good and wow did I break so many principles of God! It’s very confusing as I thought this was the will of the Lord how it came about but he says at the beginning that Tom said God uses financial issues as trials as well - so many times it’s both but I did sin looking back . I admit that I made horrendous decisions, I will learn from them and not make the same errors in the future as the Lord brings income since if this was successful I would have taken on similar risks in future deals. Many lessons to take from this and he did change me in the process and save me from greater disaster as the business would not have been able to support everything I was trying to accomplish. Adam Previous Next

I just want to let you know that I was listening to your message years ago when we were working together. You have changed my life. I sold my larger house and minimized my lifestyle and set new financial goals because of the time you spent talking with me and the CD’s you gave me. I wanted you to know that I was listening. I’ve made saving a priority. Thank goodness! I know it won’t be an easy time here, but boy I’m glad I’ve been saving. Back to Testimonials You have changed my life I just want to let you know that I was listening to your message years ago when we were working together. You have changed my life. I sold my larger house and minimized my lifestyle and set new financial goals because of the time you spent talking with me and the CD’s you gave me. I wanted you to know that I was listening. I’ve made saving a priority. Thank goodness! I know it won’t be an easy time here, but boy I’m glad I’ve been saving. B.P. South Carolina, USA Previous Next

My knowledge and understanding of God's financial principles has profoundly changed. The bible is a wealth of information on how we should wisely think and then manage our finances. I have been so culturally accustomed to secular thinking about finances that I was not even aware of the detrimental impact that it had on my relationship with God. Back to Testimonials I wish I had learned these principles sooner My knowledge and understanding of God's financial principles has profoundly changed. The bible is a wealth of information on how we should wisely think and then manage our finances. I have been so culturally accustomed to secular thinking about finances that I was not even aware of the detrimental impact that it had on my relationship with God. My involvement in this study has benefitted my personal relationship with God. As mentioned in the workshop by Tom, 'if our hearts are dominated by money and related problems, how can we love God with all our heart?' I wish I had learned these principles sooner. I would encourage everyone to take this workshop. L.G. Toronto, ON, Canada Previous Next

Explore how to teach children God’s financial principles. Learn saving, giving, and managing money from a biblical perspective today. Teaching Children God’s Financial Principles Session 1: Saving, Giving & Secular Verses Biblical Perspective on Money The objective of this series is to provide adults with biblical and practical advice on how to teach children God’s way of managing money Session 1 - Teaching Children God’s Financial Principles Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 1 Session 2 - Teaching Children God’s Financial Principles Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 2: Debt, Learning Contentment & Financial Deceptions God warns of the dangers of debt and God admonishes us to save for future needs Session 2 Session 3 Case Studies and Practical Ideas to Teach Your Children God’s Financial Principles Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Session 3 Case Studies and Practical Ideas to Teach Your Children God’s Financial Principles Children can demonstrate faithful stewardship by taking care of their toys, clothes, their bedroom, and diligently completing their chores that their parents have assigned for them, which they may or may not be paid further, once they earn income on their own, could be from their parents for extra work or neighbors or part time jobs. Session 2

A biblically-based investment strategy should meet the following two criteria: 1. be consistent with God’s principles 2. reflect God’s specific will for your life Develop & Implement a Biblically Based Investment Strategy Back to Investing By: Tom Copland October 19, 2021 A biblically-based investment strategy should meet the following two criteria: 1. be consistent with God’s principles 2. reflect God’s specific will for your life To develop and implement an investment plan that is consistent with God’s principles, it is essential that you understand God’s investment principles. God’s Word, the Bible, provides us with a wealth of knowledge on investing. Authors such as Austin Pryor and Ron Blue have written entire books on what God has to say about investing. I have written 14 financial moments on this topic. If you would like a copy then send an email to thomas@copland-ca.com In my experience, the majority of bad investments can be avoided if you understand and apply God’s investment principles. Here are some actions the Bible warns against, which can lead to potentially bad investments. A. investing in something that you do not understand (see Proverbs 19:2) B. using a lot of debt (see Proverbs 22:7) C. making hasty decisions (see Proverbs 21:5) D. having a lack of biblical diversification (see Ecclesiastes 11:1, 2) For further details, see my four financial moments on those topics. Remember, God has admonished us to keep his Word at the forefront of our minds at all times. Joshua 1:8 states, “Do not let this Book of the Law depart from your mouth; meditate on it day and night, so that you may be careful to do everything written in it. Then you will be prosperous and successful.” In respect of the second component—that is, an investment plan that reflects God’s specific will for your life—there is no substitute for spending quality time in prayer with God at least three or four times per year, seeking the Lord’s specific direction for your life. God has promised that he will direct us if we ask in faith and trust him. Psalms 32:8 states, “I will instruct you and teach you in the way you should go; I will counsel you and watch over you.” I recommend that you document what God has instructed you to do, and carefully follow up. In the area of investing, most people tend to be “responders”; that is, they respond to sales calls, hot tips, good ideas, etc. Frequently people make decisions on a case-by-case basis rather than by developing and implementing a biblically-based investment strategy that God has personally revealed to them. Although God’s investment principles (i.e., guidelines) are the same for everyone, God’s specific will for each individual will not be the same. For example, it is possible that God will direct an entrepreneur to have a significant portion (but not all) of her or his portfolio invested in the business that the person owns and operates. Nevertheless, for these entrepreneurs, it is important to obtain some element of biblical diversification, which will require that a significant portion of the balance of the portfolio be invested in relatively safe items, such as government bonds. In summary, it is critical to develop and implement a biblically-based investment strategy that reflects God’s specific will for your life. Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More

Over the past 28 years, I have had the privilege of working with 300 to 400 business people. In my experience, generally when they invest in something that they understand, and within biblical principles, they earn a profit. However, when they invest in something that they don’t understand, frequently they lose money. Ensure that you Understand the Investment Back to Investing By: Tom Copland October 19, 2021 Over the past 28 years, I have had the privilege of working with 300 to 400 business people. In my experience, generally when they invest in something that they understand, and within biblical principles, they earn a profit. However, when they invest in something that they don’t understand, frequently they lose money. God warns us of this in Proverbs 19:2: “It is not good to have zeal without knowledge, nor to be hasty and miss the way.” As applied to investing, this proverb warns us that it is not good to be excited about a particular investment without having a thorough knowledge and understanding of it. If you have been asked to commit to an investment without having sufficient time to obtain an understanding of it and to pray about it, then I strongly recommend that you not invest. Whether you plan to build a house, an investment portfolio, or a retirement fund, God’s Word emphasizes the importance of understanding, wisdom, and knowledge. By wisdom, a house is built, and through understanding, it is established; through knowledge, its rooms are filled with rare and beautiful treasures. (Proverbs 24:3, 4) In my view, the level of knowledge that you need to obtain before acquiring a particular investment is to understand the nature of the investment, what has to occur for the investment to be profitable, and what could occur that would make the investment a loser. Historical returns and historical volatility are helpful. However, they provide no guarantee of future returns. For example, in regard to a mutual fund, you need to understand the objective of the fund, the track record of the fund manager, and have knowledge and understanding of the 10 largest holdings within that fund. Knowledge and understanding of the markets in general as well as the economy, on a “macro basis,” is important as well. Generally speaking, the more you understand about a particular investment and the more experience that you have, the better. However, remember that on average only about 15 percent of all professional money managers beat the relevant index, notwithstanding their extensive knowledge of the stocks in their portfolio. The truth is, the best investment today depends on what happens in the future. Since no human can consistently predict the direction of any stock or any market (James 4:13–15), it is critical to rely on God, who is the key source of wisdom and understanding. The fear of the LORD is the beginning of wisdom; all who follow his precepts have a good understanding. (Psalm 111:10) In other words, as you consider a particular investment and develop your investment strategy, you must “follow God’s precepts,” which requires that you understand and apply God’s investment principles. Clearly, if you do not understand God’s investment principles, you won’t apply them. Secondly, you need to acknowledge that only God knows the future (Isaiah 46:9, 10), and therefore only God knows which investments will do well. Therefore, in prayer, ask God to direct you according to his will. Trust in the LORD with all your heart, and lean not on your own understanding; in all your ways acknowledge Him, and He shall direct your paths. (Proverbs 3:5, 6 NKJV) Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More

God admonishes us to obtain counsel. Proverbs 12:15 states, “The way of a fool is right in his own eyes, But a wise man is he who listens to counsel” (NASB), and Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers, they succeed.” Obtain Biblical Counsel Back to Investing By: Tom Copland October 19, 2021 God admonishes us to obtain counsel. Proverbs 12:15 states, “The way of a fool is right in his own eyes, But a wise man is he who listens to counsel” (NASB), and Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers, they succeed.” God recommends that we obtain biblical counsel from a godly investment adviser and God’s Word. Blessed is the man who does not walk in the counsel of the wicked or stand in the way of sinners or sit in the seat of mockers. But his delight is in the law of the LORD, and on his law, he meditates day and night. He is like a tree planted by streams of water, which yields its fruit in season and whose leaf does not wither. Whatever he does prosper. (Psalm 1:1–3) I believe that the following are excellent sources of godly biblical counsel. 1. First, and foremost, spend quality time with the Lord in prayer and ask God to reveal his counsel to you through the Holy Spirit. “But Jehoshaphat also said to the king of Israel, ‘First seek the counsel of the LORD.’” (1 Kings 22:5) God has promised that he will provide his counsel and direction in all matters, including investing. “I will instruct you and teach you in the way you should go; I will counsel you and watch over you.” (Psalm 32:8) 2. Meditate on God’s Word to ensure that any proposed investment is within biblical guidelines. “Your statutes are my delight; they are my counsellors.” (Psalm 119:24) For example, use minimal debt, or ideally no debt, as God’s Word discourages the use of debt (Proverbs 22:7). The use of debt increases the risk and the volatility of your portfolio. 3. In addition, before making any major decision, seek the advice of two or three godly investment counsellors/advisers. In my view, an appropriate definition for such a person would be as follows: a spiritually mature Christian who understands and applies God’s investment principles (Psalm 111:10), has a close personal relationship with God (John 15), has the necessary practical investment knowledge (Proverbs 24:3, 4) and habitually puts the interests of clients first (Philippians 2:3, 4. I believe that one of your investment counsellors should be your spouse (Genesis 2:24), even if he or she has limited investment knowledge. God, through his Holy Spirit, can give his peace or lack of peace to an objective spouse who is not emotionally excited about or biased against a particular investment. After obtaining the counsel outlined above, it is your responsibility to pray and ask God to give you his wisdom (James 1:5) in weighing that advice. Proverbs 14:15 states, “A simple man believes anything, but a prudent man gives thought to his steps.” In summary, before making any major investment decision, I recommend that you seek counsel, from God and his Word, two or three godly investment advisers, and from your spouse. Proceed only after God has given you his peace and his wisdom in respect to that particular investment decision. Previous Article Next Article More Topics Freedom from Financial Anxiety Read More Priorities Read More Counsel & Wisdom Read More

From spending to saving and from drowning in debt to paying off collections and re-establishing good credit. Giving, saving, and being debt free are my priorities and focusing on the work of God's kingdom instead of the love/hate relationship with money and debt. Back to Testimonials God's provision and answered prayers I have learned and applied Biblical financial principles that have drastically influenced my relationship with money. From spending to saving and from drowning in debt to paying off collections and re-establishing good credit. Giving, saving, and being debt free are my priorities and focusing on the work of God's kingdom instead of the love/hate relationship with money and debt. Paying off what has been in collections for years and learning not to depend on anyone else but God for my provision and answered prayer, trying to live within my means, trying not to be covetous and trusting God for direction that I am doing what's right. VJ 321 West Brooklyn MTN Rd, Wolfville, NS B4P 0N8 Previous Next

Your sincere honesty and sharing of true situations in your life, helped the rest of us to open up and share too. Back to Testimonials This brought healing knowledge and advice Hi Efrain [one of our small group leaders of the small groups series-Financial Management God's Way] Thank you so much for such a wonderful class. Your sincere honesty and sharing of true situations in your life, helped the rest of us to open up and share too. This brought healing knowledge and advice and help to all of us - from you and each other. I felt supported, cared for, and valued, as I trust others did too. BW North Vancouver Canada Previous Next

I just wanted to tell you what a blessing you have been in my life. You have taught me to study scripture, always ensuring that my thoughts match scripture. As people, we are prone to seek an answer to match our opinion as opposed to finding out what scripture has to say first. Ever since taking Financial Management I have tried to make sure that I have scripture backing before I make an opinion on a matter. It has changed many relationships for the better. Thank you! Back to Testimonials You are a blessing I just wanted to tell you what a blessing you have been in my life. You have taught me to study scripture, always ensuring that my thoughts match scripture. As people, we are prone to seek an answer to match our opinion as opposed to finding out what scripture has to say first. Ever since taking Financial Management I have tried to make sure that I have scripture backing before I make an opinion on a matter. It has changed many relationships for the better. Thank you! L.S. ON, Canada Previous Next