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  • Financial Moments
    • Articles
      • Financial Deceptions
        • FINANCIAL DECEPTION-LIVING PAYCHECK TO PAYCHECK IS OKAY
        • FINANCIAL DECEPTION-YOU SHOULD TRY TO OBTAIN FINANCIAL FREEDOM (ASAP)
        • FINANCIAL DECEPTION-DEBT RESTRUCTURING WILL SOLVE YOUR FINANCIAL PROBLEMS
        • FINANCIAL DECEPTION- IF I HAD MORE MONEY, I WOULD BE HAPPY
        • FINANCIAL DECEPTION- IT MAKES SENSE TO BUY NOW AND PAY LATER
        • FINANCIAL DECEPTION-SMART PEOPLE USE OTHER PEOPLE’S MONEY
        • FINANCIAL DECEPTION-FINANCIAL FREEDOM IS ATTAINED BY HAVING LOTS OF MONEY
        • FINANCIAL DECEPTION-BANKRUPTCY WILL SOLVE MY FINANCIAL PROBLEMS
      • Co-Signing/Surety
        • CO-SIGNING/SURETY-COSIGNING FOR LOANS
        • CO-SIGNING/SURETY-WHAT IF YOU HAVE ALREADY COSIGNED A LOAN?
        • CO-SIGNING/SURETY-AVOIDING SURETY FOR COMPANY
        • CO-SIGNING/SURETY-PERSONAL GUARANTEES FOR A BUSINESS LOAN
      • Freedom From Financial Anxiety
        • FREEDOM FROM FINANCIAL ANXIETY-OUR RESPONSIBILITIES AND GOD’S PROMISES
        • FREEDOM FROM FINANCIAL ANXIETY-GOD GIVES PEACE IN REGARD TO FINANCES
        • FREEDOM FROM FINANCIAL ANXIETY-YES, THERE IS HOPE FOR YOUR FINANCIAL MESS!
        • FREEDOM FROM FINANCIAL ANXIETY-WHY DOES GOD ALLOW FINANCIAL PROBLEMS?
        • FREEDOM FROM FINANCIAL ANXIETY-GOD IS IN CONTROL
        • FREEDOM FROM FINANCIAL ANXIETY-ARE YOU OVERWHELMED BY FINANCIAL PROBLEMS?
      • Investing I
        • INVESTING I-OVERVIEW
        • INVESTING I-FIRST PRAY AND DEPEND ON GOD FOR HIS WISDOM AND DIRECTION
        • INVESTING I-DEVELOP AND IMPLEMENT A BIBLICALLY BASED INVESTMENT STRATEGY
        • INVESTING I-DIVERSIFICATION (1 OF 2)
        • INVESTING I-DIVERSIFICATION (2 OF 2)
        • INVESTING I-USE MINIMAL DEBT—OR BETTER, NO DEBT
        • INVESTING I-ENSURE THAT YOU UNDERSTAND THE INVESTMENT
      • Investing II
        • INVESTING II-ASSESS YOUR TOLERANCE FOR RISK, AND INVEST ACCORDINGLY
        • INVESTING II-AVOID “GET-RICH-QUICK INVESTMENTS” AND HASTY DECISIONS
        • INVESTING II-OBTAIN BIBLICAL COUNSEL
        • INVESTING II-ENSURE THAT YOUR MOTIVES ARE GODLY AND NOT WORLDLY
        • INVESTING II-FOLLOW GOD’S DIRECTIVES NOT HUMAN TENDENCIES
        • INVESTING II-GIVING TO GOD’S WORK PRODUCES ETERNAL BENEFITS
        • INVESTING II-KEEP A BALANCED PERSPECTIVE
      • Priorities
        • PRIORITIES-ARE YOU PURSUING GOD’S TRUE RICHES?
        • PRIORITIES-TREASURES IN HEAVEN
        • PRIORITIES-EFFECTIVE MINISTRY
        • PRIORITIES-A SPIRITUAL BAROMETER
      • Stewardship Principle
        • STEWARDSHIP PRINCIPLE-GOD OWNS EVERYTHING
        • STEWARDSHIP PRINCIPLE-GOD REWARDS FAITHFUL STEWARDS
        • STEWARDSHIP PRINCIPLE-GOD REQUIRES FAITHFULNESS
      • Counsel & Wisdom
        • COUNSEL & WISDOM-FROM GOD
        • COUNSEL & WISDOM-FROM GOD’S WORD
        • COUNSEL & WISDOM-FROM GODLY FINANCIAL ADVISERS
      • Debt Principles
        • God’s Warning – Debt Is Dangerous!
    • Audio Financial Moments
      • Financial Moments for Young People
      • Money management impacts relationship with spouse
      • Peace and Anxiety
      • Stewardship
      • Debt Principles
      • Investing-Audio File
      • Relationship with God
      • Estate Planning
      • Priorities
      • Godly Attitudes Toward Money
      • Counsel and Wisdom
      • Giving
      • Freedom From Financial Anxiety
      • Financial Deceptions vs. God’s Truths
      • Co-signing
      • Discerning God’s Will
    • Video Financial Moments by Topic
      • Financial Moments For Young People
      • Money and Relationship with Spouse
        • Money management impacts relationship with spouse
        • Do not ignore financial problems
        • Husband spends unnecessarily and accumulates debt
        • Wife spends unnecessarily and accumulated debt
        • Avoid unnecessary expenditures
        • Advice to couples in financial trouble
        • Biblical management of money restores marriage
        • Dealing with your financial temptations
        • Long term implications of mismanaging money
        • Management of money impacts your children
        • Meditate on God’s Word
        • It should be our money, not his money or her money
        • Be honest with your spouse about money
        • Financial advice to engaged couples
        • Engaged couple learns God’s way of managing money
        • Review your past expenditures
        • Summary Comments
      • PEACE AND ANXIETY
        • So stressed that you don’t know what to pray?
        • Are you under financial stress and don’t know what to do?
        • God’s Word is priceless!
        • Lord, Why All Of These Financial Problems
        • Are You Hurting Emotionally Because Of Financial Problems?
        • Are You Crushed Because Of Financial Problems?
        • Do You Feel Depressed Because Of Your Financial Problems?
      • DISCERNING GOD’S WILL
        • Sometimes God’s Answer is No or Wait
        • Spiritual Discernment
        • Remember God Gave you the Ability to Earn Income
        • Pray and ask God for His Wisdom and His Specific Direction
        • Acknowledge that you are a Steward of God’s Resources
        • Don’t Miss God’s Blessings
        • God is Interested in your Financial Decisions!
        • Take an Eternal Perspective, not a Temporal One
        • The Bible Provides Financial Guidelines
        • Top Priority Develop Your Relationship with Christ
        • Understand that you are Accountable to God
        • Money Doesn’t Guarantee Happiness
        • Rob & Pam Discern God’s will
        • Review God’s Word
        • God Wants us to Understand His Will
      • DEBT
        • Debt is Dangerous!
        • Debt – Real Life Case Study
        • Debt – Avoiding the Temptation to Borrow and Buy
        • Debt – Mini Miracles
        • Debt – God Blesses Obedience
        • Debt – Contentment Results in Minimal Debt
        • Debt – Hope for Your Financial Mess
        • Debt – Debt Restructuring
        • Debt – God’s Way of Managing Money
        • Debt – Borrowing vs Saving
        • The Dangers of Christmas Debt
      • STEWARDSHIP
        • We are stewards of God’s money
        • Our Stewardship Responsibilities
        • We are Individually Accountable to Go
        • Acknowledge that you are a Steward of God’s Resources
        • God Punishes Poor Stewardship
        • Acknowledge that you are a Steward of God’s Resources
      • COSIGNING
        • Cosigning can Ruin Relationship
        • It is Better to Give than to Cosign
        • Ways to Get Free of Cosigning Obligations
      • FINANCIAL TRUTH
        • Money doesn’t guarantee happiness
        • Living Pay Check-to-Pay Check is Foolish
        • Financial Problems often Reflect Spiritual Problem
        • Develop a Budget to Save for Future Needs
        • Debt Restructuring Treats the Symptom not the Problem
        • Buy Now, Pay Later Does not Pay Off
        • Put God First and God will Provide
        • The Pursuit of Wealth
      • GIVING
        • Remember Christians are Citizens of Heaven
        • Give Generously as a Result of Your Love
        • Give God the First Fruits not the Leftover
        • Give Regularly to God’s Work
        • Focus on The Eternal, not the Temporal
        • Everyone can Experience the Joy of Giving
        • Easy Credit Results in Reduced Giving
        • Dual Responsibility-Pay Debts and Give to God’s Work
        • What’s Constitutes Generous Giving
        • God Rewards Generous Giver
      • COUNSEL AND WISDOM
        • God Will Direct Us
        • God Provides Financial Wisdom
        • Following God’s Financial Principles
        • Seek Advice from Godly Financial Advisor
      • ESTATE PLANNING
        • Allocate Assets According to God’s Will
        • Biblical Stewardship and Estate Planning
      • GODLY ATTITUDES TOWARD MONEY
        • Worldly Attitudes vs Godly Attitudes
        • The Love of Money
        • Money is Neutral
        • Jane Demonstrates Godly Attitudes Toward Money
        • Contentment is the Antidote to many Worldly Attitude
      • INVESTING
        • Understand the Investment
        • Pray and Depend on God for His wisdom and Direction
        • Invest in Several Categories
        • Invest According to God’s Specific Will
        • God Discourages Debt
        • God’s Wisdom Avoids Bad Investments
        • Don’t Borrow to Invest
        • Avoid Hasty Decision
      • PRIORITIES
        • Seek God’s Direction and Wait for the Lord’s Provision
        • Right Priorities Lead to True Riches
        • Money Competes with God
        • Management of Finances Reveal Priorities
        • Godly Leadership Requires Biblical Financial Management
        • Financial Character Affects Ministry
        • Financial Attitudes are Important
        • Build your Finances on the Rock of God’s Word
      • RELATIONSHIP WITH GOD
        • Time in the Lord in Prayer
        • Stepping Out of Faith
        • Discerning God’s will Before Acting
  • INTERACTIVE VIDEOS
    • Financial Management God’s Way – Introduction
      • Financial Management God’s Way – Introduction 1 of 2
      • Financial Management God’s Way – Introduction 2 of 2
      • Consider Giving Prior to Death
    • Financial Management God’s Way – Session 1
    • Financial Management God’s Way – Session 2
    • Financial Management God’s Way – Session 3
    • Financial Management God’s Way – Session 4
    • Financial Management God’s Way – Session 5
    • Financial Management God’s Way – Session 6
    • Financial Management God’s Way – Session 7
    • Financial Management God’s Way – Session 8
    • Financial Management God’s Way – Session 9
    • Financial Management God’s Way – Session 10
    • Financial Management God’s Way – Session 11
  • Budgeting
  • Resources
    • Workshops
      • Advanced Biblically based Estate Planning
      • Debt Reduction God’s Way For Individuals
      • GODS WORD ON FINANCES
      • Investing – Westney Heights Baptist Church
      • MANAGING CASH FLOW GOD’S WAY
      • Biblical instructions for Engaged Couples
      • Financial Management God’s Way Workshops
      • Biblical Financial Workshops – Bayfair Baptist Church
      • Financial Management God’s Way for Men
      • Financial Management God’s Way for Women Part 1 of 7
        • Financial Management God’s Way for Women Part 2 of 7
        • Financial Management God’s Way for Women – Part 3 of 7
        • Financial Management God’s Way for Women – Part 4 of 7
        • Financial Management God’s Way for Women Part 5 of 7
        • Financial Management God’s Way for WOMEN 6 of 7
        • Financial Management God’s Way for WOMEN 7 of 7
    • Handling Money– God’s Way For Individuals and Families
      • Session 1- Stewardship
      • Session 2: God’s Wisdom on Debt & the Importance of Saving
      • Session 3: Steps to Get Out Of Debt
    • Radio Interviews
      • “Biblically-based Estate Planning-interviews with Calgary radio station”
      • AM700 The Light interviews
        • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #1
        • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #2
    • Half Hour Radio Shows
      • Handling Money God’s Way-Audio Version
        • Handling Money God’s Way-Session 1
        • Handling Money God’s Way-Session 2
        • Handling Money God’s Way-Session 3
      • Discerning God’s Will in Managing Money
      • Management of Money Impacts Your Relationship with your Spouse
      • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #3
      • Overview- Financial Management God’s Way – Part 1
      • Overview- Financial Management God’s WayOverview- Financial Management God’s Way – Part 2
      • Overview- Financial Management God’s Way – Part 3
      • Obtaining Godly Financial Counsel and Wisdom
  • Donate
  • Store
  • Home
  • Financial Moments
    • Articles
      • Financial Deceptions
        • FINANCIAL DECEPTION-LIVING PAYCHECK TO PAYCHECK IS OKAY
        • FINANCIAL DECEPTION-YOU SHOULD TRY TO OBTAIN FINANCIAL FREEDOM (ASAP)
        • FINANCIAL DECEPTION-DEBT RESTRUCTURING WILL SOLVE YOUR FINANCIAL PROBLEMS
        • FINANCIAL DECEPTION- IF I HAD MORE MONEY, I WOULD BE HAPPY
        • FINANCIAL DECEPTION- IT MAKES SENSE TO BUY NOW AND PAY LATER
        • FINANCIAL DECEPTION-SMART PEOPLE USE OTHER PEOPLE’S MONEY
        • FINANCIAL DECEPTION-FINANCIAL FREEDOM IS ATTAINED BY HAVING LOTS OF MONEY
        • FINANCIAL DECEPTION-BANKRUPTCY WILL SOLVE MY FINANCIAL PROBLEMS
      • Co-Signing/Surety
        • CO-SIGNING/SURETY-COSIGNING FOR LOANS
        • CO-SIGNING/SURETY-WHAT IF YOU HAVE ALREADY COSIGNED A LOAN?
        • CO-SIGNING/SURETY-AVOIDING SURETY FOR COMPANY
        • CO-SIGNING/SURETY-PERSONAL GUARANTEES FOR A BUSINESS LOAN
      • Freedom From Financial Anxiety
        • FREEDOM FROM FINANCIAL ANXIETY-OUR RESPONSIBILITIES AND GOD’S PROMISES
        • FREEDOM FROM FINANCIAL ANXIETY-GOD GIVES PEACE IN REGARD TO FINANCES
        • FREEDOM FROM FINANCIAL ANXIETY-YES, THERE IS HOPE FOR YOUR FINANCIAL MESS!
        • FREEDOM FROM FINANCIAL ANXIETY-WHY DOES GOD ALLOW FINANCIAL PROBLEMS?
        • FREEDOM FROM FINANCIAL ANXIETY-GOD IS IN CONTROL
        • FREEDOM FROM FINANCIAL ANXIETY-ARE YOU OVERWHELMED BY FINANCIAL PROBLEMS?
      • Investing I
        • INVESTING I-OVERVIEW
        • INVESTING I-FIRST PRAY AND DEPEND ON GOD FOR HIS WISDOM AND DIRECTION
        • INVESTING I-DEVELOP AND IMPLEMENT A BIBLICALLY BASED INVESTMENT STRATEGY
        • INVESTING I-DIVERSIFICATION (1 OF 2)
        • INVESTING I-DIVERSIFICATION (2 OF 2)
        • INVESTING I-USE MINIMAL DEBT—OR BETTER, NO DEBT
        • INVESTING I-ENSURE THAT YOU UNDERSTAND THE INVESTMENT
      • Investing II
        • INVESTING II-ASSESS YOUR TOLERANCE FOR RISK, AND INVEST ACCORDINGLY
        • INVESTING II-AVOID “GET-RICH-QUICK INVESTMENTS” AND HASTY DECISIONS
        • INVESTING II-OBTAIN BIBLICAL COUNSEL
        • INVESTING II-ENSURE THAT YOUR MOTIVES ARE GODLY AND NOT WORLDLY
        • INVESTING II-FOLLOW GOD’S DIRECTIVES NOT HUMAN TENDENCIES
        • INVESTING II-GIVING TO GOD’S WORK PRODUCES ETERNAL BENEFITS
        • INVESTING II-KEEP A BALANCED PERSPECTIVE
      • Priorities
        • PRIORITIES-ARE YOU PURSUING GOD’S TRUE RICHES?
        • PRIORITIES-TREASURES IN HEAVEN
        • PRIORITIES-EFFECTIVE MINISTRY
        • PRIORITIES-A SPIRITUAL BAROMETER
      • Stewardship Principle
        • STEWARDSHIP PRINCIPLE-GOD OWNS EVERYTHING
        • STEWARDSHIP PRINCIPLE-GOD REWARDS FAITHFUL STEWARDS
        • STEWARDSHIP PRINCIPLE-GOD REQUIRES FAITHFULNESS
      • Counsel & Wisdom
        • COUNSEL & WISDOM-FROM GOD
        • COUNSEL & WISDOM-FROM GOD’S WORD
        • COUNSEL & WISDOM-FROM GODLY FINANCIAL ADVISERS
      • Debt Principles
        • God’s Warning – Debt Is Dangerous!
    • Audio Financial Moments
      • Financial Moments for Young People
      • Money management impacts relationship with spouse
      • Peace and Anxiety
      • Stewardship
      • Debt Principles
      • Investing-Audio File
      • Relationship with God
      • Estate Planning
      • Priorities
      • Godly Attitudes Toward Money
      • Counsel and Wisdom
      • Giving
      • Freedom From Financial Anxiety
      • Financial Deceptions vs. God’s Truths
      • Co-signing
      • Discerning God’s Will
    • Video Financial Moments by Topic
      • Financial Moments For Young People
      • Money and Relationship with Spouse
        • Money management impacts relationship with spouse
        • Do not ignore financial problems
        • Husband spends unnecessarily and accumulates debt
        • Wife spends unnecessarily and accumulated debt
        • Avoid unnecessary expenditures
        • Advice to couples in financial trouble
        • Biblical management of money restores marriage
        • Dealing with your financial temptations
        • Long term implications of mismanaging money
        • Management of money impacts your children
        • Meditate on God’s Word
        • It should be our money, not his money or her money
        • Be honest with your spouse about money
        • Financial advice to engaged couples
        • Engaged couple learns God’s way of managing money
        • Review your past expenditures
        • Summary Comments
      • PEACE AND ANXIETY
        • So stressed that you don’t know what to pray?
        • Are you under financial stress and don’t know what to do?
        • God’s Word is priceless!
        • Lord, Why All Of These Financial Problems
        • Are You Hurting Emotionally Because Of Financial Problems?
        • Are You Crushed Because Of Financial Problems?
        • Do You Feel Depressed Because Of Your Financial Problems?
      • DISCERNING GOD’S WILL
        • Sometimes God’s Answer is No or Wait
        • Spiritual Discernment
        • Remember God Gave you the Ability to Earn Income
        • Pray and ask God for His Wisdom and His Specific Direction
        • Acknowledge that you are a Steward of God’s Resources
        • Don’t Miss God’s Blessings
        • God is Interested in your Financial Decisions!
        • Take an Eternal Perspective, not a Temporal One
        • The Bible Provides Financial Guidelines
        • Top Priority Develop Your Relationship with Christ
        • Understand that you are Accountable to God
        • Money Doesn’t Guarantee Happiness
        • Rob & Pam Discern God’s will
        • Review God’s Word
        • God Wants us to Understand His Will
      • DEBT
        • Debt is Dangerous!
        • Debt – Real Life Case Study
        • Debt – Avoiding the Temptation to Borrow and Buy
        • Debt – Mini Miracles
        • Debt – God Blesses Obedience
        • Debt – Contentment Results in Minimal Debt
        • Debt – Hope for Your Financial Mess
        • Debt – Debt Restructuring
        • Debt – God’s Way of Managing Money
        • Debt – Borrowing vs Saving
        • The Dangers of Christmas Debt
      • STEWARDSHIP
        • We are stewards of God’s money
        • Our Stewardship Responsibilities
        • We are Individually Accountable to Go
        • Acknowledge that you are a Steward of God’s Resources
        • God Punishes Poor Stewardship
        • Acknowledge that you are a Steward of God’s Resources
      • COSIGNING
        • Cosigning can Ruin Relationship
        • It is Better to Give than to Cosign
        • Ways to Get Free of Cosigning Obligations
      • FINANCIAL TRUTH
        • Money doesn’t guarantee happiness
        • Living Pay Check-to-Pay Check is Foolish
        • Financial Problems often Reflect Spiritual Problem
        • Develop a Budget to Save for Future Needs
        • Debt Restructuring Treats the Symptom not the Problem
        • Buy Now, Pay Later Does not Pay Off
        • Put God First and God will Provide
        • The Pursuit of Wealth
      • GIVING
        • Remember Christians are Citizens of Heaven
        • Give Generously as a Result of Your Love
        • Give God the First Fruits not the Leftover
        • Give Regularly to God’s Work
        • Focus on The Eternal, not the Temporal
        • Everyone can Experience the Joy of Giving
        • Easy Credit Results in Reduced Giving
        • Dual Responsibility-Pay Debts and Give to God’s Work
        • What’s Constitutes Generous Giving
        • God Rewards Generous Giver
      • COUNSEL AND WISDOM
        • God Will Direct Us
        • God Provides Financial Wisdom
        • Following God’s Financial Principles
        • Seek Advice from Godly Financial Advisor
      • ESTATE PLANNING
        • Allocate Assets According to God’s Will
        • Biblical Stewardship and Estate Planning
      • GODLY ATTITUDES TOWARD MONEY
        • Worldly Attitudes vs Godly Attitudes
        • The Love of Money
        • Money is Neutral
        • Jane Demonstrates Godly Attitudes Toward Money
        • Contentment is the Antidote to many Worldly Attitude
      • INVESTING
        • Understand the Investment
        • Pray and Depend on God for His wisdom and Direction
        • Invest in Several Categories
        • Invest According to God’s Specific Will
        • God Discourages Debt
        • God’s Wisdom Avoids Bad Investments
        • Don’t Borrow to Invest
        • Avoid Hasty Decision
      • PRIORITIES
        • Seek God’s Direction and Wait for the Lord’s Provision
        • Right Priorities Lead to True Riches
        • Money Competes with God
        • Management of Finances Reveal Priorities
        • Godly Leadership Requires Biblical Financial Management
        • Financial Character Affects Ministry
        • Financial Attitudes are Important
        • Build your Finances on the Rock of God’s Word
      • RELATIONSHIP WITH GOD
        • Time in the Lord in Prayer
        • Stepping Out of Faith
        • Discerning God’s will Before Acting
  • INTERACTIVE VIDEOS
    • Financial Management God’s Way – Introduction
      • Financial Management God’s Way – Introduction 1 of 2
      • Financial Management God’s Way – Introduction 2 of 2
      • Consider Giving Prior to Death
    • Financial Management God’s Way – Session 1
    • Financial Management God’s Way – Session 2
    • Financial Management God’s Way – Session 3
    • Financial Management God’s Way – Session 4
    • Financial Management God’s Way – Session 5
    • Financial Management God’s Way – Session 6
    • Financial Management God’s Way – Session 7
    • Financial Management God’s Way – Session 8
    • Financial Management God’s Way – Session 9
    • Financial Management God’s Way – Session 10
    • Financial Management God’s Way – Session 11
  • Budgeting
  • Resources
    • Workshops
      • Advanced Biblically based Estate Planning
      • Debt Reduction God’s Way For Individuals
      • GODS WORD ON FINANCES
      • Investing – Westney Heights Baptist Church
      • MANAGING CASH FLOW GOD’S WAY
      • Biblical instructions for Engaged Couples
      • Financial Management God’s Way Workshops
      • Biblical Financial Workshops – Bayfair Baptist Church
      • Financial Management God’s Way for Men
      • Financial Management God’s Way for Women Part 1 of 7
        • Financial Management God’s Way for Women Part 2 of 7
        • Financial Management God’s Way for Women – Part 3 of 7
        • Financial Management God’s Way for Women – Part 4 of 7
        • Financial Management God’s Way for Women Part 5 of 7
        • Financial Management God’s Way for WOMEN 6 of 7
        • Financial Management God’s Way for WOMEN 7 of 7
    • Handling Money– God’s Way For Individuals and Families
      • Session 1- Stewardship
      • Session 2: God’s Wisdom on Debt & the Importance of Saving
      • Session 3: Steps to Get Out Of Debt
    • Radio Interviews
      • “Biblically-based Estate Planning-interviews with Calgary radio station”
      • AM700 The Light interviews
        • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #1
        • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #2
    • Half Hour Radio Shows
      • Handling Money God’s Way-Audio Version
        • Handling Money God’s Way-Session 1
        • Handling Money God’s Way-Session 2
        • Handling Money God’s Way-Session 3
      • Discerning God’s Will in Managing Money
      • Management of Money Impacts Your Relationship with your Spouse
      • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #3
      • Overview- Financial Management God’s Way – Part 1
      • Overview- Financial Management God’s WayOverview- Financial Management God’s Way – Part 2
      • Overview- Financial Management God’s Way – Part 3
      • Obtaining Godly Financial Counsel and Wisdom
  • Donate
  • Store
  • Home
  • Financial Moments
    • Articles
      • Financial Deceptions
        • FINANCIAL DECEPTION-LIVING PAYCHECK TO PAYCHECK IS OKAY
        • FINANCIAL DECEPTION-YOU SHOULD TRY TO OBTAIN FINANCIAL FREEDOM (ASAP)
        • FINANCIAL DECEPTION-DEBT RESTRUCTURING WILL SOLVE YOUR FINANCIAL PROBLEMS
        • FINANCIAL DECEPTION- IF I HAD MORE MONEY, I WOULD BE HAPPY
        • FINANCIAL DECEPTION- IT MAKES SENSE TO BUY NOW AND PAY LATER
        • FINANCIAL DECEPTION-SMART PEOPLE USE OTHER PEOPLE’S MONEY
        • FINANCIAL DECEPTION-FINANCIAL FREEDOM IS ATTAINED BY HAVING LOTS OF MONEY
        • FINANCIAL DECEPTION-BANKRUPTCY WILL SOLVE MY FINANCIAL PROBLEMS
      • Co-Signing/Surety
        • CO-SIGNING/SURETY-COSIGNING FOR LOANS
        • CO-SIGNING/SURETY-WHAT IF YOU HAVE ALREADY COSIGNED A LOAN?
        • CO-SIGNING/SURETY-AVOIDING SURETY FOR COMPANY
        • CO-SIGNING/SURETY-PERSONAL GUARANTEES FOR A BUSINESS LOAN
      • Freedom From Financial Anxiety
        • FREEDOM FROM FINANCIAL ANXIETY-OUR RESPONSIBILITIES AND GOD’S PROMISES
        • FREEDOM FROM FINANCIAL ANXIETY-GOD GIVES PEACE IN REGARD TO FINANCES
        • FREEDOM FROM FINANCIAL ANXIETY-YES, THERE IS HOPE FOR YOUR FINANCIAL MESS!
        • FREEDOM FROM FINANCIAL ANXIETY-WHY DOES GOD ALLOW FINANCIAL PROBLEMS?
        • FREEDOM FROM FINANCIAL ANXIETY-GOD IS IN CONTROL
        • FREEDOM FROM FINANCIAL ANXIETY-ARE YOU OVERWHELMED BY FINANCIAL PROBLEMS?
      • Investing I
        • INVESTING I-OVERVIEW
        • INVESTING I-FIRST PRAY AND DEPEND ON GOD FOR HIS WISDOM AND DIRECTION
        • INVESTING I-DEVELOP AND IMPLEMENT A BIBLICALLY BASED INVESTMENT STRATEGY
        • INVESTING I-DIVERSIFICATION (1 OF 2)
        • INVESTING I-DIVERSIFICATION (2 OF 2)
        • INVESTING I-USE MINIMAL DEBT—OR BETTER, NO DEBT
        • INVESTING I-ENSURE THAT YOU UNDERSTAND THE INVESTMENT
      • Investing II
        • INVESTING II-ASSESS YOUR TOLERANCE FOR RISK, AND INVEST ACCORDINGLY
        • INVESTING II-AVOID “GET-RICH-QUICK INVESTMENTS” AND HASTY DECISIONS
        • INVESTING II-OBTAIN BIBLICAL COUNSEL
        • INVESTING II-ENSURE THAT YOUR MOTIVES ARE GODLY AND NOT WORLDLY
        • INVESTING II-FOLLOW GOD’S DIRECTIVES NOT HUMAN TENDENCIES
        • INVESTING II-GIVING TO GOD’S WORK PRODUCES ETERNAL BENEFITS
        • INVESTING II-KEEP A BALANCED PERSPECTIVE
      • Priorities
        • PRIORITIES-ARE YOU PURSUING GOD’S TRUE RICHES?
        • PRIORITIES-TREASURES IN HEAVEN
        • PRIORITIES-EFFECTIVE MINISTRY
        • PRIORITIES-A SPIRITUAL BAROMETER
      • Stewardship Principle
        • STEWARDSHIP PRINCIPLE-GOD OWNS EVERYTHING
        • STEWARDSHIP PRINCIPLE-GOD REWARDS FAITHFUL STEWARDS
        • STEWARDSHIP PRINCIPLE-GOD REQUIRES FAITHFULNESS
      • Counsel & Wisdom
        • COUNSEL & WISDOM-FROM GOD
        • COUNSEL & WISDOM-FROM GOD’S WORD
        • COUNSEL & WISDOM-FROM GODLY FINANCIAL ADVISERS
      • Debt Principles
        • God’s Warning – Debt Is Dangerous!
    • Audio Financial Moments
      • Financial Moments for Young People
      • Money management impacts relationship with spouse
      • Peace and Anxiety
      • Stewardship
      • Debt Principles
      • Investing-Audio File
      • Relationship with God
      • Estate Planning
      • Priorities
      • Godly Attitudes Toward Money
      • Counsel and Wisdom
      • Giving
      • Freedom From Financial Anxiety
      • Financial Deceptions vs. God’s Truths
      • Co-signing
      • Discerning God’s Will
    • Video Financial Moments by Topic
      • Financial Moments For Young People
      • Money and Relationship with Spouse
        • Money management impacts relationship with spouse
        • Do not ignore financial problems
        • Husband spends unnecessarily and accumulates debt
        • Wife spends unnecessarily and accumulated debt
        • Avoid unnecessary expenditures
        • Advice to couples in financial trouble
        • Biblical management of money restores marriage
        • Dealing with your financial temptations
        • Long term implications of mismanaging money
        • Management of money impacts your children
        • Meditate on God’s Word
        • It should be our money, not his money or her money
        • Be honest with your spouse about money
        • Financial advice to engaged couples
        • Engaged couple learns God’s way of managing money
        • Review your past expenditures
        • Summary Comments
      • PEACE AND ANXIETY
        • So stressed that you don’t know what to pray?
        • Are you under financial stress and don’t know what to do?
        • God’s Word is priceless!
        • Lord, Why All Of These Financial Problems
        • Are You Hurting Emotionally Because Of Financial Problems?
        • Are You Crushed Because Of Financial Problems?
        • Do You Feel Depressed Because Of Your Financial Problems?
      • DISCERNING GOD’S WILL
        • Sometimes God’s Answer is No or Wait
        • Spiritual Discernment
        • Remember God Gave you the Ability to Earn Income
        • Pray and ask God for His Wisdom and His Specific Direction
        • Acknowledge that you are a Steward of God’s Resources
        • Don’t Miss God’s Blessings
        • God is Interested in your Financial Decisions!
        • Take an Eternal Perspective, not a Temporal One
        • The Bible Provides Financial Guidelines
        • Top Priority Develop Your Relationship with Christ
        • Understand that you are Accountable to God
        • Money Doesn’t Guarantee Happiness
        • Rob & Pam Discern God’s will
        • Review God’s Word
        • God Wants us to Understand His Will
      • DEBT
        • Debt is Dangerous!
        • Debt – Real Life Case Study
        • Debt – Avoiding the Temptation to Borrow and Buy
        • Debt – Mini Miracles
        • Debt – God Blesses Obedience
        • Debt – Contentment Results in Minimal Debt
        • Debt – Hope for Your Financial Mess
        • Debt – Debt Restructuring
        • Debt – God’s Way of Managing Money
        • Debt – Borrowing vs Saving
        • The Dangers of Christmas Debt
      • STEWARDSHIP
        • We are stewards of God’s money
        • Our Stewardship Responsibilities
        • We are Individually Accountable to Go
        • Acknowledge that you are a Steward of God’s Resources
        • God Punishes Poor Stewardship
        • Acknowledge that you are a Steward of God’s Resources
      • COSIGNING
        • Cosigning can Ruin Relationship
        • It is Better to Give than to Cosign
        • Ways to Get Free of Cosigning Obligations
      • FINANCIAL TRUTH
        • Money doesn’t guarantee happiness
        • Living Pay Check-to-Pay Check is Foolish
        • Financial Problems often Reflect Spiritual Problem
        • Develop a Budget to Save for Future Needs
        • Debt Restructuring Treats the Symptom not the Problem
        • Buy Now, Pay Later Does not Pay Off
        • Put God First and God will Provide
        • The Pursuit of Wealth
      • GIVING
        • Remember Christians are Citizens of Heaven
        • Give Generously as a Result of Your Love
        • Give God the First Fruits not the Leftover
        • Give Regularly to God’s Work
        • Focus on The Eternal, not the Temporal
        • Everyone can Experience the Joy of Giving
        • Easy Credit Results in Reduced Giving
        • Dual Responsibility-Pay Debts and Give to God’s Work
        • What’s Constitutes Generous Giving
        • God Rewards Generous Giver
      • COUNSEL AND WISDOM
        • God Will Direct Us
        • God Provides Financial Wisdom
        • Following God’s Financial Principles
        • Seek Advice from Godly Financial Advisor
      • ESTATE PLANNING
        • Allocate Assets According to God’s Will
        • Biblical Stewardship and Estate Planning
      • GODLY ATTITUDES TOWARD MONEY
        • Worldly Attitudes vs Godly Attitudes
        • The Love of Money
        • Money is Neutral
        • Jane Demonstrates Godly Attitudes Toward Money
        • Contentment is the Antidote to many Worldly Attitude
      • INVESTING
        • Understand the Investment
        • Pray and Depend on God for His wisdom and Direction
        • Invest in Several Categories
        • Invest According to God’s Specific Will
        • God Discourages Debt
        • God’s Wisdom Avoids Bad Investments
        • Don’t Borrow to Invest
        • Avoid Hasty Decision
      • PRIORITIES
        • Seek God’s Direction and Wait for the Lord’s Provision
        • Right Priorities Lead to True Riches
        • Money Competes with God
        • Management of Finances Reveal Priorities
        • Godly Leadership Requires Biblical Financial Management
        • Financial Character Affects Ministry
        • Financial Attitudes are Important
        • Build your Finances on the Rock of God’s Word
      • RELATIONSHIP WITH GOD
        • Time in the Lord in Prayer
        • Stepping Out of Faith
        • Discerning God’s will Before Acting
  • INTERACTIVE VIDEOS
    • Financial Management God’s Way – Introduction
      • Financial Management God’s Way – Introduction 1 of 2
      • Financial Management God’s Way – Introduction 2 of 2
      • Consider Giving Prior to Death
    • Financial Management God’s Way – Session 1
    • Financial Management God’s Way – Session 2
    • Financial Management God’s Way – Session 3
    • Financial Management God’s Way – Session 4
    • Financial Management God’s Way – Session 5
    • Financial Management God’s Way – Session 6
    • Financial Management God’s Way – Session 7
    • Financial Management God’s Way – Session 8
    • Financial Management God’s Way – Session 9
    • Financial Management God’s Way – Session 10
    • Financial Management God’s Way – Session 11
  • Budgeting
  • Resources
    • Workshops
      • Advanced Biblically based Estate Planning
      • Debt Reduction God’s Way For Individuals
      • GODS WORD ON FINANCES
      • Investing – Westney Heights Baptist Church
      • MANAGING CASH FLOW GOD’S WAY
      • Biblical instructions for Engaged Couples
      • Financial Management God’s Way Workshops
      • Biblical Financial Workshops – Bayfair Baptist Church
      • Financial Management God’s Way for Men
      • Financial Management God’s Way for Women Part 1 of 7
        • Financial Management God’s Way for Women Part 2 of 7
        • Financial Management God’s Way for Women – Part 3 of 7
        • Financial Management God’s Way for Women – Part 4 of 7
        • Financial Management God’s Way for Women Part 5 of 7
        • Financial Management God’s Way for WOMEN 6 of 7
        • Financial Management God’s Way for WOMEN 7 of 7
    • Handling Money– God’s Way For Individuals and Families
      • Session 1- Stewardship
      • Session 2: God’s Wisdom on Debt & the Importance of Saving
      • Session 3: Steps to Get Out Of Debt
    • Radio Interviews
      • “Biblically-based Estate Planning-interviews with Calgary radio station”
      • AM700 The Light interviews
        • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #1
        • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #2
    • Half Hour Radio Shows
      • Handling Money God’s Way-Audio Version
        • Handling Money God’s Way-Session 1
        • Handling Money God’s Way-Session 2
        • Handling Money God’s Way-Session 3
      • Discerning God’s Will in Managing Money
      • Management of Money Impacts Your Relationship with your Spouse
      • “Tom’s interview-Management of Money Impacts Spouse-Calgary radio” part #3
      • Overview- Financial Management God’s Way – Part 1
      • Overview- Financial Management God’s WayOverview- Financial Management God’s Way – Part 2
      • Overview- Financial Management God’s Way – Part 3
      • Obtaining Godly Financial Counsel and Wisdom
  • Donate
  • Store

Financial Attitudes are Important

Financial Attitudes

Ask God to help you deal with any financial attitudes that need to be changed.

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Resources

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  • Financial Moments Articles
  • Financial Management God’s Way – Interactive Videos
  • Downloadable PDF
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  • Audio Financial Moments

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